I received a message from Wan Xiaoer today, saying that my arrears are overdue and I haven't borrowed them yet. Why did you receive this message?

The reason may be telecom fraud. If you are sure that there is no overdue debt and you have not borrowed money from any platform, you can actually ignore it! There is also a situation where personal information is leaked and information fraudulently used by others on a loan platform is defrauded. Contact bank customer service for telephone consultation. If you are cheated, please call the police in time. As long as you prove that you didn't borrow it yourself, you don't have to pay it back.