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What is the bank card transfer limit for one day?
ATM transfer: the daily transfer limit is 50,000. This is for safety and convenience. ATM is a self-service device. In order to prevent potential fraud risks and abnormal transactions, a certain transfer limit is usually set.
Counter transfer: there is usually no limit, but if the quantity exceeds 50 thousand, you may need to make an appointment in advance. Counter transfer is directly operated by bank employees, and the security is relatively high. However, for large transfers, banks may need to prepare funds in advance to ensure the smooth transfer, so an appointment system is set up.
Online banking transfer: the limit is relatively low, and there is a one-time and one-day transfer limit. Although online banking transfer is convenient, its security is relatively lower than that of over-the-counter transfer, so in order to reduce risks, banks will set a lower transfer limit. The amount of one-time transfer and one-day transfer cannot exceed 5000. If it is a first-generation online banking, the single amount does not exceed 50,000 yuan, and the daily amount does not exceed 10 yuan;
Mobile banking transfer: the amount of SMS authentication transfer shall not exceed 5,000 yuan per day, the amount in the bank account bound by SMS and equipment shall not exceed 500,000 yuan, and the amount of SMS transfer shall not exceed 1 10,000 yuan per day. This is because device binding provides an extra layer of security verification, which increases the security of transmission.
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