You and I have been texting.

Recently, many netizens reported that they often received short messages from a "You and I Loan" online lending platform in Shanghai. However, after checking their identity information and mobile phone numbers, they found that they didn't have any loans, which made many netizens feel confused and didn't know what was going on.

After verifying the relevant information, we felt very depressed. Why did the author receive a dunning message similar to "You and I borrow money" with two mobile phone numbers at the same time?

This question not only puzzles the author, but also depresses several colleagues who received such news. However, there is no loan record in the verification results. How do they know the author's mobile phone number and related information?

It's strange to say, because we saw a lot of related information on the internet that is the same as the author's experience. Some parties still think that their information has been borrowed by others, or their personal privacy has been used by others, because we have often seen such incidents on TV in recent years, but we have not found any loan records after verification. But strangely, the name of the received SMS is the same as that of others, but the verification is related.

According to the relevant data of the complaint website of Black Cat about your lending me, there are 22,535 complaints, involving violent debt collection, usury, harassment of people unrelated to debt, threats and intimidation, contract between yin and yang, malicious harassment, unauthorized deduction of fees and other illegal acts in violation of relevant laws and regulations. Some parties even reported that their comprehensive annualized interest rate was as high as 36% or more, and induced consumers to forcibly open members.

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