Is there a bank charge for SMS?

Charge standard:

1. ICBC: Depending on the number of SMS messages sent, 0.2 yuan/message or 0.3 yuan/message is accepted. Remittances from different places are charged according to the personal remittance charge standard at the counter, that is, 1% of the single remittance amount, with the lowest 1 yuan and the highest in 50 yuan. Did the handling fee give a 20% discount to the remittance? [6]? .

2. China Construction Bank: remote transfer (remittance), inter-bank transfer and transfer to enterprises. As of 20 10, 12 and 3 1, these three kinds of transfers enjoy 0. 15% discount, ranging from 1 yuan to 15 yuan.

3. China Merchants Bank: Mobile banking transfer and remittance business (excluding agreement account transfer) will be handled before the end of October/October/May, and the national transfer and remittance fee will be free.

4. China Everbright Bank: The bank or my account is free to transfer money in the same city, and a handling fee of 0.5% of the transaction amount is charged in different places (the lowest in 2 yuan and the highest in 20 yuan). A handling fee of 0.5% of the transaction amount is charged for inter-bank remittance in the same city (lowest in 5 yuan and highest in 50 yuan).

5. Bank of Communications: 6 yuan/month mobile phone service fee (always free), foreign counterparts and other banks in the same city charge 0. 1 5% (50% discount), foreign banks charge 0.3% (50% discount), ranging from1yuan to 15 yuan.

6. Agricultural Bank: 2 yuan/monthly service fee for SMS. Domestic transfers and remittances with all banks are up to 50,000 yuan per day, and the handling fee is free.

7. Minsheng Bank: Free of charge.

The joint transfer and remittance of the five major banks are free:

2065438+On February 25th, 2006, China's five state-owned commercial banks: Industrial and Commercial Bank of China, Agricultural Bank, Bank of China, China Construction Bank and Bank of Communications held a signing ceremony in Beijing.

The five major banks promise to waive the handling fee for domestic RMB transfer and remittance handled by customers through mobile banking, and waive the handling fee for domestic RMB online bank transfer and remittance for customers below 5,000 yuan, thus reducing customer expenses.

Extended data:

After August 2006 1, 2065438, citizens who need ICBC's free balance change reminder service need to download and register ICBC's e-link with their mobile phones, and order the balance change reminder service based on the e-link for free.

If citizens still need SMS reminders, they should subscribe to the SMS service of ICBC Messenger to remind the balance of changes, and pay the SMS service fee of 2 yuan every month. The citizen's free SMS reminder service has not expired, and the original SMS reminder service will be invalid when the agreement expires. In addition, after August 2006 1 2065438, ICBC will stop sending short messages reminding the balance of RMB transactions of credit cards below 300 yuan (inclusive) and send them through Rongtong instead.

The counter opens SMS reminder process:

1. Bring valid identity documents and bank cards to the local bank outlets; Fill in a business application form, select "SMS Reminder" in the business application column, and attach the commonly used mobile phone number to receive SMS.

2. Submit the bank card, original ID card and business application form; Enter the mobile phone number and verification code as required; You can start the SMS reminder service.

Short message banking refers to the electronic banking business in which customers edit the short message service number in a specific format to the bank, and the bank handles related business for customers according to its instructions, and informs customers of the transaction results in the form of short messages. Take the SMS Bank of China Everbright Bank as an example:

1. Customers can edit short messages in fixed format with their mobile phones and send them to 95595 to inquire about relevant account information.

2. Edit "?" Send it to 95595 to get the menu of common functions of SMS banking.

References:

Baidu encyclopedia-SMS bank