After the US Mission was exposed to killing its members, it was exposed to buy food. Inexplicably opened a monthly payment to the US Mission. Can users use it with peace of mind?

Because of the controversy over the killing of big data by Meituan before, and the fact that Meituan is in arrears with monthly payment, Meituan is likely to be investigated this time. Recently, some users of Meituan broke the news online, saying that after using Meituan to buy food, Meituan's monthly supply was enabled by default. At first, he didn't know. Later, his mobile phone received a short message from Meituan, indicating that he borrowed more than 100 yuan. At that time, the parties thought it was a scam message, but after opening the US Mission, they found that the monthly payment of the US Mission was indeed enabled, and they had already made loans without knowing it. The user also said that he called the customer service of Meituan, and the other party said that this was only for quality customers.

It is reported that Meituan Monthly Payment is a loan service provided by Meituan Company, which is connected to the bank's personal credit information system. If the user defaults unexpectedly, the default record may be displayed on the credit information report. Many netizens also said that the interest rate of loan service is extremely high, with five ten thousandths of a day, or 18% a year, which is much higher than the interest rate of bank credit cards. What is even more worrying is that Meituan will be open to users by default, and even use the loan amount for payment by default, which means that users have made online loans without knowing it. If the user accidentally misses the overdue repayment, it is likely to affect his credit history, which has a particularly negative effect on himself.

In addition, some netizens said that they had already given me a loan by default when riding a Meituan bike earlier, and it was only two yuan for a ride, and the key was that the user didn't know it at all. By the end of the month, he inexplicably received the repayment information from the US Mission, only to know that he still owed money. Moreover, Meitu often opens loans for users by default, but does not default to payment. In other words, it is very likely that they will default without knowing it. What is even more exasperating is that the interest rates of these online loans are very high. Although under the guise of internet finance, the actual loan interest rate is much higher than that of credit cards.

Someone has calculated that the monthly interest paid by Meituan is actually 18%, which is simply usury. This is why internet companies like to do finance, and this kind of loan has not been properly supervised for a long time, which leads to this model is very chaotic. Many young people have been taken in. They think that the loan amount of the Internet platform is high and more convenient, but in fact it only introduces bank funds, so in order to make a profit, they lend at the bank's interest rate.