Why does my bank card have SMS service? Why can't I get the text message?

Perhaps the balance in the bank card is not enough to deduct the expenses, which makes the consumption information unacceptable.

First, there are several possibilities for not receiving text messages:

1, usually the balance in the card is not enough for the SMS notification service fee, and the system will automatically stop deducting the fee, resulting in no SMS reminder service.

2. In some bank cards, if the single change in balance is less than 10 yuan, there will be no SMS reminder.

3. The mobile phone or operator blocked the short message number of the bank. Settings can be changed for mobile phone problems, and customer service can be consulted for operator problems.

4. Problems in the banking system may cause delay, or signal difference may also cause information to be delayed or unable to be sent.

5. Some bank SMS reminders are valid for one year. After processing, the expired service will stop and need to be re-processed.

Second, how to open SMS reminders for bank cards:

1. If you haven't applied for a bank card, you can go to the nearest bank counter and open an account with your ID card. Then when you apply for a bank card, the staff will ask you to provide your mobile phone number. This is the default SMS reminder service.

2. If you have already applied for a bank card, but haven't opened the SMS reminder service for bank information change, you need to go to the bank counter and use your ID card to directly handle the SMS reminder service.

3. If the phone number bound by this bank card is no longer used or cancelled. Then you have to go to the bank counter to correct the phone number. Be sure to bring your ID card when you go through the formalities.

4. Use the customer service hotline to open SMS service, such as calling the bank customer service hotline, and you need to provide your ID number.

5. Go to the bank service point and handle it through the self-service terminal of the bank outlet, so that you can also open the bank card short message service.

Three, the opening of SMS reminder service is mainly to track the changes of funds in your account at any time:

1. is to check whether the credit card transaction amount is wrong. There have been cases where the cashier in the supermarket entered the wrong amount and overcharged when swiping the card; At that time, I received a text message and contacted the merchant for a refund in time after I found the error. Generally, the refund can be completed on the same day. If it is not found that day, it will be refunded later. Generally, the refund will be made through UnionPay, ranging from 3 to 5 days to 1 and 2 weeks.

2. It is to find out in time that your bank card is lost, stolen or even cloned; Or the online banking password is stolen and the funds in the card are stolen through online banking. So as to report the loss to the police at the first time.

But many banks charge for this business; In addition, after opening this service, you will not only receive the information about the change of account funds, but also often receive publicity advertisements from banks (such as the issuance of new funds and wealth management products, promotional activities, etc.), which will inevitably bring the trouble of SMS harassment.