Do not forget your initiative mind, fight for your dreams.

Do not forget your initiative mind, fight for your dreams.

In an official WeChat account on WeChat, I came across Xiaobai Training Camp in Changtou, a 14-day course for 9 yuan. I bought it without much consideration. Actually, I haven't started listening to many micro-courses I bought yet. Some of them are about English learning, time management and children's education, but they have never been opened after three minutes of enthusiasm. It always works anyway. It's not too late to listen again when you have time, and it's not too late to buy a class and have a look. I really don't expect how long this lecture will last, but when I think of 9 yuan, I always don't care about these small money, nor do I count these small accounts, although it is not rich. I bought classes because I think these classes can help me solve some problems in my life and work, and partly because I have failed to realize my dreams for a long time, such as learning English well. It seems that after buying classes, I feel at ease, my mental state is higher, and I create an active life. That's why I didn't live a good life despite knowing so much and buying so many classes! Although I know my own problems, I can't find the reason to change, and I'm still pretending to be positive!

But when I arrived at Changtou Xiaobaiying, I found it was a different class! Every morning, I read, punch in and do my homework. If I don't hand in my homework twice, I'll fire you. You said you had 9 yuan, and you were stricter than my mother! Although I haven't finished many micro-courses, being fired hurts my self-esteem. I used to be a schoolmaster, and I was also a "other people's child" when I was a child! The word expulsion is not in my dictionary! This class has inspired a middle-aged girl like me to be competitive, especially when I see many children in the class who are about my son's age. I can't be worse than my son's generation, can I How should I teach my son?

After reading the book "Qian Qian the Dog", there is also a breath, like an awakening. A dog knows a lot of truth, but I have been confused for half my life! My grandfather was poor, my grandparents were ill and treated, so my parents and several aunts borrowed money, and it took many years to pay it off; My parents are also poor wage earners all their lives. When I was a child, I sometimes complained that my parents could not provide me with better conditions. My father always said that it would be nice for you to hang out with me in the future! At that time, I was particularly unconvinced, thinking that I must earn a lot of money when I grow up, and I must never let my children suffer from poverty again! So I have been studying hard and working hard since I was a child. I think I can get rid of this poor gene! As my dad predicted, I didn't get along much better than him! After working for several years, my company is in a slump. I had to go to Shenzhen to work when my child was one year old. The hardships I experienced in the middle are the wealth of my life, but they are also the pains I don't want to experience again. Children are introverted and have difficulties in learning because their parents are not around since childhood. I had to go back to my hometown, a small county town on the 18th line, and take care of my children while opening a shop. But because of my poor management, the clothing store has not made any money for three years. It is to post the money saved by working. Later, I returned to work in the original system. Although the salary is very low, I learned a lot of professional knowledge and didn't waste time. However, wages really can't support the life of a family. In order to make money, my husband ran through trucks, loaded reservoirs and planted peach blossoms. We borrowed money from many relatives and friends for these investments, but we didn't make any money. At present, the debts of relatives and friends have not been paid off. During this period, buy a house and a car to educate children, sick elders and so on. It makes me exhausted and financially nervous. I am very scared at the beginning of every month, because I have to face a new round of car loans, mortgages, credit cards, child counseling fees and living expenses, and I have to pay back or spend the cash when I get it. This feeling makes people feel particularly insecure. My husband and I always quarrel about money, mainly because we feel tired and wronged. We work hard every day, but we don't enjoy it. Why are we so nervous, so poor, and middle-aged people still have nothing to do and are heavily in debt?

After studying for a long time, I realized that you can't get rich by hard work. If you can't manage money, the hard-earned money may be gone if you don't know where to spend it; Even if you save money, the money you save may be accidentally spent; Even if you are thrifty and lucky, the money you have in the bank will not beat inflation and will depreciate silently! This is really a terrible thing. If you don't learn how to manage money, it seems that the poor lives of my grandfather and my father will definitely be passed down by me! Especially when I see what my son wants to buy now, I hardly consider practicality and price. I like to buy whenever I want, and I don't feel pity and waste at all. This concept of consumption and financial quotient can be said to be worse than when I was a child. At least I can save my living expenses to buy my favorite books and some clothes every month. I once sold instant noodles and sanitary napkins in my dormitory to earn pocket money!

So I have a great and necessary reason to learn financial management, that is, let my children learn financial management with me, and I want to give him a "rich mother"! Although I read the book "Poor Dad Rich Dad" more than ten years ago, and I once agreed with the views in the book, my thoughts are all the characteristics of capitalist countries and are not suitable for poor middle peasants who have never even seen stocks in China! I used to think that stocks and funds only existed in Liang Fengyi's novels or TV dramas, and had nothing to do with myself. In 2004, when even the sweeping aunt was talking about buying a fund, I felt that I could never buy it, and it would definitely collapse. Later, I saw that people around me lost money in buying funds and stocks. I am glad that I am wise! How ignorant and fearless! How can such an ignorant mother teach a son with high financial quotient? Fortunately, I finally woke up!

If I hadn't come to study for a long time, I would have been so ignorant and poor and thought I was smart all my life. Poverty is just bad luck, and it didn't fall from the sky and hit me, hehe. To tell the truth, I don't even have a chance to win the grand prize. I have never bought a lottery ticket! It is said that opportunities are for those who are prepared. If God gives me a chance to get rich, what have I prepared for the opportunity to hit me? Once, when I was young, I was full of dreams, not only to live an elegant and rich life, but also to help the world and people in need realize their social values, instead of being busy all day for survival, but without a sense of accomplishment. Trapped in family chores and debts, I can't enjoy life, I can't spend my time freely, let alone help and warm others and give back to society! Is this what I want to live my whole life? When I die, I can say, like Paul Kochagin, "When he recalls the past, he won't regret wasting his time;" Not ashamed of mediocrity? "

Fortunately, I met Long Tou, starting from Xiaobai Training Camp, watching Qian Qian, a little dog. Long-term investment has opened a door to wealth and freedom, and also made me see the hope of living a quality life, realizing my own value, repaying the society and helping others. Although I have finished the course of Xiaobai class seriously, I know it is only a good start. There will certainly be some difficulties and tempering on the road to wealth and freedom, but I will always inspire myself with my initial dreams, prove myself with my actions, and work hard for my dreams. Don't forget your active heart!

/kloc-Snow on 0/0-,Group 7, Class 33, Phase 40, Changtou Xiaobai Training Camp-Graduation Speech