Joke Collection Website - Public benefit messages - What should I do if there is an error in the inter-bank transfer information of online banking? Can the money be recovered?
What should I do if there is an error in the inter-bank transfer information of online banking? Can the money be recovered?
1, you can go to the business hall to go through the formalities immediately and tell the salesperson that you made a mistake when transferring money through online banking.
If the account number, account name or amount you provide is wrong, the bank is obliged to help you recover the wrong account, but it will not bear the responsibility for the wrong account.
You bring relevant documents to the business hall for specific consultation and formalities. If the online bank transfer card number is entered incorrectly, the transaction will be successful.
Step 2: Wait
After remittance to the other bank, it will be returned because the account number is wrong and cannot be recorded.
It takes time for the remittance to return to your remittance account. Generally, it takes about three working days for remittance to arrive, and it will be postponed on non-working days.
Extended data:
Specific charging standard of online banking transfer fee
With the "upgrade" of online banking business competition, the "price" of online banking transfer continues to be a sharp weapon of inter-bank competition. At present, there are four types of bank transfer projects: peers in the same city, peers in different places and banks in different places, and the charging standards are different.
Personal transfer of peers in the same city is free. At present, the lowest inter-bank transfer fee in the same city is Industrial Bank, which is completely free. Followed by China Merchants Bank and Minsheng Bank, these two banks are also more favorable. Ordinary inter-bank transfers of the above two banks are charged at a fixed fee for each 2 yuan.
Among the peer transfer projects in different places, Industrial Bank and Bank of Beijing occupy the "most favorable" position with zero handling fee. Followed by China Bank, the inter-bank transfer is 0.6% of the transfer amount. Charge, the lowest is 1 yuan, and the highest is 12 yuan. In addition, the inter-bank transfer fee of Minsheng Bank is also low, which is 1% of the transfer amount. Charge, minimum 1 yuan, maximum 50 yuan.
There are two ways of inter-bank charges in different places, one is to charge according to the specified proportion of the transfer amount, and the other is to charge according to the charging standard of RMB electronic remittance. In addition to the handling fee charged according to 0.5 yuan, it is charged according to 654.38+0.0000 yuan (inclusive), 654.38+0.00000 yuan -654.38+0.00000 yuan (inclusive) and 654.38+0.00000 yuan-500 million yuan.
Reference: Baidu Encyclopedia-Bank Transfer
Reference: Baidu Encyclopedia-Online Banking Transfer Fee
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