Joke Collection Website - Public benefit messages - Why did Rong show that I borrowed money? I didn't borrow it.
Why did Rong show that I borrowed money? I didn't borrow it.
First of all, you need to make sure whether someone else borrows money with your ID card. If so, it is recommended to call the police. If not, you can call the platform to consult arc for handling or complaining.
Incorrect private lending methods will affect the financial order. Due to the prevalence of non-governmental usury, which is generally higher than the provisions of lending, and some are even dozens of times higher than the bank interest rate, some people are more willing to lend their own funds to non-governmental lending, while usury lenders are more fully aiming at this opportunity, proposing high profits higher than the bank interest rate to absorb non-governmental funds, and then transferring them out at high interest rates. With a large number of contacts with such funds, illegal activities of underground banks have been bred. Lenders and underground banks without legal qualifications have greatly impacted the normal market access and transaction competition, and seriously affected the stability of China's financial order. "Several Opinions of the Supreme People's Court on People's Courts Handling Lending Cases" Article 6 The interest rate of private lending can be appropriately higher than that of banks, and local people's courts can specifically grasp it according to the actual situation in the region, but the maximum interest rate shall not exceed four times (including interest rate) of similar loans of banks. Beyond this limit, the excess interest will not be protected.
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