Is there a charge for short message service of bank card?

The SMS reminder service of bank cards is charged, and the charging standards of different banks are different.

Extended data;

The ways to cancel the bank card information fee (SMS service) are as follows:

1, counter cancellation: cancellation can be done at any local construction bank.

2. Telephone cancellation: Call China Construction Bank's service number 95533 (take China Construction Bank as an example), then press 8 to enter other services, press 3 to enter the SMS signing service, enter the account number and information according to the voice prompt, and then select 2 to cancel the SMS service.

3. SMS cancellation: edit "last four digits of QXZH# card number" and send it to 95533. After receiving the confirmation message, the SMS service was successfully cancelled.

4. Online banking cancellation:

① Log in to online banking, insert the U shield, enter the account number and password, and enter "Personal Online Banking".

② Click on the "Security Center" column and select SMS service.

③ Select "SMS Verification Service" in "SMS Service" and then select Cancel to successfully cancel the SMS service function.

If the account balance is insufficient or the account is in a special state such as oral loss reporting or password loss reporting, the fee for SMS notification will be deducted for the second time at the end of the month. If the fee is not deducted for three consecutive months, the system will no longer automatically deduct the fee every month and stop sending SMS. Within 3 months, you can open SMS service through counter, online banking and bank payment, and you only need to pay the monthly usage fee. For more than 3 months, you can activate SMS notification or bank payment through the counter.

SMS notification charging and deduction rules:

1. Private:

Debit card: no higher than 4 yuan/account/mobile phone/month or no higher than 0.2 yuan/article;

Credit card: 3 yuan/account/month, except for special card types.

2. Enterprise: not higher than 60 yuan/account/mobile phone/month.

At present, the head office's message service is a withholding fee, which is free in the opening month, and the message service fee for the next month will be deducted in the opening month. If the account balance is insufficient, you will not be able to deduct the message service for the next month, and the message service will be suspended next month. The message service fee is charged once a month. If the first batch of deduction fails, the second batch will be deducted from the early morning of the 27th to the last day of the month. For accounts that fail to deduct fees each time, the system will send a notice of deduction failure the next day, and the deduction fails twice, and the message service will be suspended the next month. Within three months, the system will have a mechanism to supplement the message service fee, and the message service will be resumed immediately after the deduction is successful.

You can open SMS service through counter, personal online banking and personal bank payment, and you only need to pay the monthly usage fee. After the arrears are paid successfully, the SMS service can be resumed.