How to raise the credit card of China Merchants Bank?

Generally, China Merchants Bank will readjust the credit line according to your credit card usage rate and repayment record after the cardholder has used the card for half a year. As long as we adhere to good card use behavior, we will increase the quota. If your personal repayment ability and card use behavior are good and you have not been withdrawn, you can take the initiative to apply for withdrawal. The following are the ways for China Merchants Bank to apply for withdrawal:

1. After holding the card for a period of time, apply for increasing the credit limit in the voice of China Merchants Bank's customer service hotline (95555), and the bank will apply according to the applicant's past card use;

2. When the applicant's financial level has improved to a certain extent, he can provide relevant certificates to China Merchants Bank, fax or mail financial certificates that were not provided before issuing the card, including a copy of the real estate license. , the relevant departments will re-examine according to the new information.

3. Log in to China Merchants Bank Credit Card Online Banking (/ccard/xyksq/xyksq.html? WT.srch= 1。 Weight MC _ ID = N3700BD1057Z074200BZ), China Merchants Bank will review the application according to the card usage.

Extended data

Improve quota skills

First, continuous and frequent credit card consumption

Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.

The frequency is to swipe your card anywhere you can, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for banks to think that there is a suspicion of cash withdrawal by credit card, and it is difficult to increase the quota.

Second, pay attention to the credit card limit and temporary withdrawal.

Pay attention to the credit card limit and make full use of temporary withdrawals.

Third, stick to application and seize the opportunity of application.

Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on applying by phone to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.

4. Threaten to use the cancellation card or suspend sleep.

Threaten to use a pin card or suspend sleep. When your application has been rejected many times, you can consider using this trick. Tell the customer service or staff of the bank directly that if the credit card limit cannot meet the actual needs, you will consider returning the card. It is best to present some facts, of course, the attitude should not be too bad, and it is best to combine hard and soft, so that it is easy to get room for discussion and consultation.

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