Is dynamic password easy to use? How safe is it?

From the point of view of ease of use, dynamic password is still good, because it is not in direct contact with PC, so its compatibility is better. However, the recent dynamic password security incident of China Bank's online banking surprised everyone, and the scammers successfully seized a lot of customer funds by using the time difference of dynamic passwords. Therefore, the security of dynamic password needs further observation.

However, at present, most payment platforms still use digital certificates to achieve secure login and transfer operations. As far as I know, there is no case of financial loss caused by the theft of digital certificates. If you are an Alipay customer, I suggest that you can apply for the payment shield jointly launched by Tianwei Integrity Company and Alipay, which is essentially a hard certificate product. Using the payment shield, you can complete the transfer safely and smoothly, and realize the management of Taobao account, especially for big sellers.