How to get a loan from the Postal Savings Bank to an online loan?

1. Open official website /index.html, Postal Savings Bank.

2. Click on the credit business in the personal business list.

3. Select the loan to apply for, and then click.

4. Click online loan application on the loan details page.

5. Fill in the loan intention application and submit it.

6, the postal bank to review the loan intention related information.

7. After the approval, the Postal Savings Bank will contact to handle the relevant loan procedures.

8. After completing the loan procedures, the loan was successfully processed.

It should be noted that not all loan businesses can apply online. There are also some loan businesses that can't be applied online, such as mortgage and car loan, which need you to go to the bank outlets in person. Applicants can contact the Postal Savings Bank in advance for business details.

The credit business of Extended Information Postal Savings Bank is mainly divided into four categories, namely, small and micro e-wealth creation, easy loans and personal business loans, Schwab Mei Jia personal consumption loans and corporate credit business. The following are the conditions for personal housing loans and personal car consumption loans.

I individual housing loan conditions

1. Loan age 18-60 years old.

2. A natural person with full capacity for civil conduct

3. Have a stable occupation and income.

4. Good credit record

5. The longest loan period is 30 years.

6. Real estate needs mortgage registration as a guarantee.

Second, personal automobile consumption loan conditions

1. Loan age 18-60 years old.

2. Working citizens, foreigners or people from Hong Kong, Macao and Taiwan with full capacity for civil conduct need to live in China for 1 year and have a fixed residence.

3. The loan period shall not exceed 5 years.

4. The loan amount shall not exceed 70% of the vehicle price.

5. Good credit record