95302 fraudulent SMS

There may be several reasons for this:

1. I have never done business in Nanjing Bank. It is estimated that someone else recorded the reserved phone number incorrectly and sent the text message to your mobile phone. It is suggested to call the customer service telephone number of Nanjing Bank at 95302 for consultation to confirm whether the message is wrong.

Check whether you have received the money from the card. If there is, you can call the police to deal with it, ignore it and complain to the financial institution.

3. Make sure that your previous text message didn't show that you agreed to the loan. If you don't operate it yourself, you should call the bank customer service to confirm it. If you don't operate by yourself or are afraid of being cheated, you should call the police quickly.

Did you change your mobile phone number? If there is, it is possible that the original owner of your mobile phone number used this number to bind it, and he did not untie it, so you will receive a short message. If you are not at ease, you'd better go to the bank to have a look, which will make you more at ease.

If the loan is cheated, you should contact the local public security department for the first time. And pay attention to quickly collect relevant evidence, such as contracts, receipts, IOUs, contact information, chat records, photos, addresses, etc. The more detailed, the better.

When the police report the case, they can also pay attention to whether other people also report the case for the same loan fraud, so that they can unite to recover. If you only report the case yourself and the amount of fraud is not large, the public security organ may not file a case. If customers find problems in the process of loan, they can also report to the financial association.

Everyone should pay more attention when handling loans at ordinary times. The loan market is mixed. If you are not careful, you may meet swindlers and loan sharks. Therefore, it is better for people to go to banks for loans, or choose those formal large-scale lending institutions and platforms with financial licenses, rather than those small institutions and platforms for loans. Small institutions are risky and easy to be cheated or fall into the trap of usury.

Loan (electronic IOU credit loan) is a simple and popular understanding, that is, borrowing money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of expanding social reproduction and promoting economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.