Is it true that the online loan has passed the deadline and sent a text message saying that the court is in session?

Yes, it is usually not true that online loans send text messages saying that court sessions are overdue.

Reason:

1. legal procedures: in loan disputes, the court generally needs to go through legal procedures, including written summons or formal notice of hearing. Sending the notice of court hearing by SMS is not in compliance with legal procedures.

2. Authenticity of information: SMS may be sent to multiple borrowers, and it is impossible to confirm whether it is really related to individuals. The court will contact the parties through formal channels, such as mailing subpoenas or announcements.

3. Emotional intensification: Forcing the borrower to repay by threatening to hold a court session may be a way for the collection agency to use improper means, which violates relevant laws and regulations.

Summary:

SMS claims that court sessions are usually held to intimidate and threaten overdue borrowers and force them to pay back. But in fact, the trial needs to go through formal procedures and notify the parties to participate in the trial through legal channels. If you receive such short messages, it is suggested that the borrower keep calm and take the initiative to contact the lending institution to understand the specific situation.

Extended data:

In China, loan disputes generally need to be resolved through legal procedures. If overdue loans lead to disputes, the borrowing institution can bring a lawsuit and solve them through the court. The specific procedures and regulations may vary according to the region and the nature of the case, and consultation or legal advice should be sought according to the actual situation.