Is it okay for CCB to transfer the loan to others?

Generally speaking, it is unlikely. After the user obtains the express loan line from CCB, the bank will transfer the funds to the special account for express loan. If users want to use it, it will be supervised by CCB. When transferring the expenses of consumption, you need to have a real trading background, so you may be controlled by the wind and cannot operate when transferring to others.

In terms of the use of funds, users can't flow the funds into the housing market and the stock market, nor can they use the funds for investment, repayment of loans or credit cards, otherwise they are likely to be settled by CCB at one time, which will also leave a bad impression on CCB.

As far as the use of CCB Express Loan is concerned, users can transfer money and withdraw money directly from mobile banking or offline outlets. The withdrawal needs to be in the user's own account in CCB, not in other banks' accounts or in other people's deposit accounts. These aspects need to be paid attention to when using CCB fast loans.

Fast Loan was launched in February, 2065438+2005, and operated independently by Hangzhou Xinyi Business Consulting Co., Ltd., which is an Internet-based lending information service platform.

The loan interest calculation formula of CCB's fast loan is: interest = loan amount × term × annual interest rate. It should be noted that the loan term of CCB Express Loan is only one year, so the loan interest calculation formula of CCB Express Loan is: interest = loan amount × 1 (one-year term )× annual interest rate. Specifically, it is also necessary to determine the value to be substituted for the calculation according to the actual borrowing process of the user.

Transfer refers to a bank currency settlement method that transfers money from a payment account to a collection account through a bank without using cash directly. It is gradually developed with the development of the banking industry. When the settlement amount is large and the space distance is far away, it can be safer and faster to use transfer settlement. In modern society, most commodity transactions and monetary payments are carried out by means of transfer settlement. Transfer settlement methods can be divided into settlement in the same city and settlement in different places.

China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street.