The credit card 2600 owed to ABC is overdue for more than two months. The bank should send a text message to the door for collection or send a lawyer's letter! Really?

If the credit card is overdue, it is a very normal channel for the bank to send a text message or a lawyer's letter. If the debt is not returned after repeated collection, it may be sued in court. Therefore, if the money is not too much and there is no special difficulty, it is better to pay back the credit card arrears as soon as possible, otherwise there will be problems in credit reporting, which will affect personal consumption such as buying a house with loans in the future.