Is it true that the credit card will send a text message saying that it was borrowed in cash?

Credit cards don't send text messages saying they are cash loans, which is not true. After the credit card is overdue, the bank will urge the customer to repay by SMS or telephone, but the bank will not provide cash loan service by SMS or telephone. If you receive a text message claiming that you can provide a cash loan and asking for personal information or paying related fees, it is probably a fraudulent text message.