How does Huaxia Life Insurance surrender?

China Life can generally go to the offline outlets of China Life, or call official website/Guan Wei to apply for termination of the insurance contract.

It should be noted that if you surrender after the hesitation period, Huaxia Life will usually return the cash value, which may not be greater than the premium paid, so there will be losses at this time, which must be carefully considered.

Senior sister has compiled a surrender strategy, which needs to be taken by herself: how to refund the "insurance surrender", how much can be refunded, and how to reduce the surrender loss?