What are the tricks for CCTV anchor to sue CCB for reducing overdue interest and avoiding overdue credit cards?

Li Xiaodong, the host of CCTV's legal report, took CCB to court because he thought that the "full interest" of CCB's credit card was unreasonable, and lost in the first instance. As a result, the court ruled that the bank was legal. 20 17 12.28, Beijing No.2 Intermediate People's Court made a second-instance judgment (final judgment), revoked the first-instance civil judgment of Beijing Xicheng District Court, and demanded that Beijing Branch of China Construction Bank return the detained amount of 253.75 yuan to Li Xiaodong; Li Xiaodong's other claims were rejected.

Is there any way to avoid overdue credit cards?

Binding automatic repayment is more reassuring. Card friends can go through the counter and online banking.

, mobile phone software, etc. Debit card and credit card of the issuing bank (why do you want to bind this bank, because banks generally charge for inter-bank transfer) will be repaid automatically about 3 days before the due repayment date (3 days in advance so as not to arrive in time).

It is more reassuring to manage credit cards with APP, which can help import bills and manage multiple credit cards. ?

It should be noted that there should be enough balance in the debit card. In addition, if there is a demand behavior during the account period, the cardholder should remember to pay more in addition to automatic repayment.

It's really too late to pay it back, don't worry. All banks basically have credit card "time-sensitive" service. Generally, the repayment is delayed for three natural days, or the repayment amount is less than 10 yuan, but the bank still provides interest-free service. .

I would also like to remind you not to rely too much on credit cards and avoid spending in advance and excessive consumption. Even if you use a credit card, you should repay it in time and not default on your bank account, otherwise it will lead to serious consequences.