What do you mean, cash bus collection and bear the consequences?

Nowadays, people have to pay more and more bills every month, and they often forget to pay them back. Recently, a friend asked Bian Xiao what to do if the cash truck was overdue by one day, and what the consequences would be.

At present, the penalties for overdue passengers by cash buses are as follows:

1. Call or text the debtor. Although this is not a punitive measure, it will definitely affect the normal life of people who owe money.

2. Charge the debtor with penalty interest and overdue management fee, and the daily penalty interest and overdue management fee shall be 2% of the total repayment amount, which shall be implemented according to the loan terms.

3. If there is a serious overdue, the cash bus will publish his personal information on the website and mobile APP, and at the same time, it will also pull the other party into its own loan blacklist.

4. The cash bus will report the borrower's information to the online credit file.

Comparing the above overdue consequences, it is not difficult to see that the cash bus is overdue for one day mainly to pay penalty interest and overdue management fees. As for other punishments, don't worry.

In addition, the cash bus also provides a "tolerance period" for borrowers. In other words, the credit score will not be affected within 1-20 days after the deadline. Because, you don't have to worry about your credit limit and loan interest rate will change too much.

Although it is not a big deal that the cash bus is overdue for one day, the habit of overdue must not be formed, otherwise the future trouble will be endless.