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Is there a recording to sue for owing money?
In the absence of IOU evidence, creditors can support their claims by providing witness testimony, audio recordings, short messages, chat records, payment vouchers and other evidence. You can negotiate with the borrower to confirm the creditor-debtor relationship between the two parties by recording or other recording methods, or urge the other party to sign in writing for confirmation.
legal ground
Article 2 of the Supreme People's Court's Provisions on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases stipulates that when a lender brings a private lending lawsuit to a people's court, it shall provide creditor's rights certificates such as IOUs, receipts and IOUs, as well as other evidence that can prove the existence of the legal relationship between lending and borrowing.
If the creditor's rights certificate such as IOUs, receipts and IOUs held by the parties does not specify the creditor, and the party holding the creditor's rights certificate brings a private lending lawsuit, the people's court shall accept it. The defendant raised a factual defense against the plaintiff's creditor qualification, and the people's court ruled that the plaintiff did not have the creditor qualification after examination and dismissed the prosecution.
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