Credit card limit of China Merchants Bank

If you haven't applied for our credit card:

? When you apply for a credit card for the first time, the amount of cards issued is mainly based on factors such as your job stability, income and financial proof provided at the time of application. The maximum amount of a general gold card is 50,000 yuan, and the maximum amount of a general card is 10000, subject to the final audit result.

Tips: ① After the card is issued, you can use it for a period of time and keep a good record of use, and you can apply for an increase in the quota. ② Under the personal account of the main card, all credit cards (including supplementary cards) share a unified fixed line, and the credit lines of multiple cards are not accumulated (except platinum installment cards and business cards). ?

If you need to check the credit card limit in business card printing (approved but not yet received):

After the credit card is approved, a SMS notification will be sent. It takes 1-2 weeks to send it out. You can call the credit card customer service hotline and select 3#- 1-3 to manually check the credit card issuance amount.

To inquire about the credit card limit currently in use (received, in use):

1. SMS: Credit card interactive SMS replies "#ED" to inquire about available credit limit, and sends it to 106-579-5555 (mobile) or 9-5555 (Unicom, Telecom).

Tips: ① Letters are case-insensitive; ② Telecom operators charge 0. 1 yuan/article, while China Merchants Bank does not charge.

2. Mobile banking: After logging in to mobile banking, select "My → All → Credit Card (Plate) → My Account → Account Inquiry" to enter the page. You can see the credit line, available line, due repayment date, current bill amount, current remaining payable amount, current remaining minimum repayment amount and other information. If you have any questions about the quota, it is recommended to contact the credit card customer service hotline for verification;

3. Online Banking: After logging in to online banking (popular version or professional version), click "Account Management → Account Inquiry" to see information such as credit line, available line, due repayment date, current bill amount, current remaining payable amount and current remaining minimum repayment amount.

Tips: ① The remaining amount should be returned before the due repayment date.

? ② The column of "Remaining repayment amount in this period" is 0, indicating that the bill in this period has been paid off completely, and the column of "Remaining minimum repayment amount in this period" is 0, indicating that the minimum repayment amount in this period is enough.

4. Pocket Life: After logging in to Pocket Life, select "My → Credit Line" to inquire about the fixed credit line and available credit line.

(reply time: August 2020 13. Please refer to China Merchants Bank official website for the latest business changes. )