Is it true that you invited users to send messages?

First of all, look at the number he texted. If it is a personal number, this is definitely not credible. It is recommended not to pay fees or blindly follow each other's requirements. It may also be because you left some mobile phone numbers in the mall, which made him think you needed a loan, so he sent you a text message to lure you to borrow some money. Anyway, whatever the reason, you should be vigilant and ignore those factors that are not a threat to your existing property.