Interest and repayment method of agricultural bank's online loan

Netjet loan is an online micro-consumer loan product excluded by Agricultural Bank of China. A friend intends to apply for NetJet loan, and wants to know more about the interest and repayment methods of NetJet loan. Let's take a look at the interest and repayment methods of ABC's online loan first!

What are the interest and repayment methods of China Agricultural Bank?

I. Interest on online loans of Agricultural Bank of China

The interest rate of ABC's NetJet loan is based on the benchmark interest rate, with the interest rate of mortgage customers rising by 15% and the interest rate of non-mortgage customers rising by 15% to 50%. Since July 7, 2020, Agricultural Bank of China has promoted the interest rate of online loans by region (except for pre-credit customers of branches). The implementation of interest rates in specific regions is as follows:

1 Promotion rate 4.3% Region: Beijing, Tianjin, Hebei, Shandong, Qingdao, Shanghai, Jiangsu, Zhejiang, Ningbo, Fujian, Guangdong, Xiamen, Shenzhen and Dalian.

2 Areas with a promotion rate of 4.4%: Shanxi, Henan, Anhui, Hubei, Hunan, Hainan, Jiangxi, Sichuan, Guangxi, Shaanxi and Chongqing.

The promotion rate is 4.5% in three regions: Inner Mongolia, Guizhou, Yunnan, Gansu, Qinghai, Ningxia, Xinjiang, Xinbingtuan, Liaoning, Jilin and Heilongjiang.

Two, the Agricultural Bank of China online loan repayment method

19: 00 before 9: 00 May, customers who apply for NetJet stock loans will repay the principal and interest in a lump sum. From 9: 00 May 19, if the loan term is within 1 year (inclusive), the repayment method is to pay interest on a monthly basis and repay the principal at maturity.

In addition, ABC's online loan supports early repayment, and there is no penalty interest for early repayment. All prepayment is a one-time repayment of principal and interest; Partial prepayment, the repayment amount is the repaid principal, and the interest corresponding to this principal will be repaid on the next interest repayment date.

The above is the introduction of the interest and repayment methods of ABC's online loan, and I hope it will help you. If you still have questions, you can call the customer service hotline of Agricultural Bank of China at 95599 for consultation.