Is the small umbrella a lie?

With the enhancement of people's insurance awareness, more and more people around them choose to buy insurance, in order to provide a guarantee for their unknown risks in advance when they are still capable.

But what kind of insurance third-party platform is reliable? Below, the senior sister will take the "small umbrella" as an example to tell you the tips for choosing a third-party insurance platform.

First, is the small umbrella platform reliable?

1. Company strength

How about the small umbrella insurance brokerage company? Is it reliable? Next, senior sister will answer these questions for this friend! On November 13th, 213, Little Umbrella Insurance Brokerage Co., Ltd. was successfully established.

2. Reliability

There are many top investment supports, such as Sequoia Capital, Jingwei China, Tasly Capital and Xintian Venture Capital. By the end of June, 219, it has successively won awards such as CB Insights "Top 25 Most Valuable Financial Technologies in the World", KPMG China Top 5 Leading Financial Technologies, and Asian Bankers "Top 8 Financial Technologies in 218". Insurance association of china directly belongs to the State Council, and manages all insurance companies and insurance sales platforms. As long as the platform can be found on it, it has been put on record and audited, and the state also allows it to sell insurance.

3. Service level

Small umbrella insurance is an internet insurance platform that successfully owns the online sales license of China Banking and Insurance Regulatory Commission. All of them are legally operated, which can be said to be really reliable.

As a small umbrella, the value of Internet insurance brokers lies in whether they can really solve users' problems and provide users with more and better services. "Understand to buy, rest assured to compensate" is the service promise that Xiaoyan has been adhering to, and has always adopted the corporate values of "customer first, service first".

4. Word of mouth of the company

In June of the same year, on the first anniversary of its launch, the number of service users has exceeded one million, and at present, there are more than ten million users of Little Umbrella. In 219, Little Umbrella announced the online celebrity product Super Mary Critical Illness Insurance, which has the advantages of secondary compensation for malignant tumor, affordable price, comprehensive protection and continuous iteration to meet customer needs.

Second, what is an insurance brokerage company?

At present, there are many well-known insurance companies that Little Umbrella cooperates with, such as China Ping An, China Life Insurance, China People's Insurance Company, etc. Insurance brokerage companies will fully consider the interests of customers, and they are the link between insurance companies and policyholders. In fact, insurance brokerage companies will fully consider the interests of customers. In essence, insurance brokers should stand on the side of the insured and the insured and represent their interests.

The establishment of an insurance brokerage company needs to be approved by the China Insurance Regulatory Commission, and the minimum registered capital must reach 5 million yuan. Life insurance, auto insurance, property insurance and non-auto insurance all belong to its business scope, and the insurance brokerage company will include the business provided by insurance companies.

The biggest difference between insurance brokers and insurance companies is that they do not produce insurance by themselves, but are allowed to design insurance products.

There are so many insurance brokers in the market, how should we choose? The detailed strategy has been put below, and you can click the link to get it:

"How to choose a good insurance brokerage company?

Third, how to buy insurance for the small umbrella platform?

Insurance brokerage companies generally cooperate with many insurance companies to expand their business.

Small umbrellas belong to the online insurance platform. Step 1: Open the insurance link, fill in the insurance policy information, and select the insurance amount, guarantee period, optional liability, etc. by using online channels such as official website, APP or applet of Small Umbrella.

Step 2: Read the health notice clearly and answer the questions truthfully.

Step 3: Fill in the personal information of the applicant and the insured, including ID card information, mobile phone number, etc.

Step 4: Pay the premium, and click the email address to see the electronic insurance policy.

In addition, no matter which insurance platform we apply for, the most important thing is to choose the insurance that suits us. What specific knowledge points should we master? You can find the answer from the following article:

"Before buying insurance, you must first understand these key knowledge points!

Fourth, what should I pay attention to when choosing an insurance platform?

For example, the insurance platforms such as Deep Blue Insurance, Daddy Insurance, Shengshi Chuangfu, Dabaibao Insurance, and Wise Choice Insurance are all well-known now. When choosing an insurance platform, we should focus on the following points: you should look at the qualifications of the insurance platform,

1. Whether you are qualified to provide insurance intermediary services

You can check the relevant information in official website, insurance association of china. As a new mode of e-commerce, online insurance platform

2. Business scope

is the trend of insurance development in the future. Because the current market supervision is not particularly perfect, it is suggested to choose a platform with national sales qualification when choosing an insurance service platform.

3. Word of mouth

Obviously, this company enjoys a good reputation in the industry. If the insurance platform has a good reputation,

4. Objective public

service should not be very bad. To a certain extent, it is related to the interests of our consumers.

5. Claims service

If the insurance platform is unfair, it is open to question whether the insurance we bought is suitable for ourselves.

As for what other standards a good insurance consulting platform has, you can also refer to this article:

"A good insurance consulting platform must meet three requirements, otherwise it will be difficult to make claims!

Written at the end

I am a schoolmaster who talks about insurance and focuses on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to WeChat official account Xueba and ask me about insurance.

I will give you the most professional advice based on years of experience in configuring insurance for 1W+ families.

WeChat official account: Xueba said that insurance costs less, so buy the right insurance!