Dear customers of Guangfa Bank, what do you mean that your credit card application qualification has been delivered?

At present, if you receive this kind of short message, don't click on the link and fill in the relevant information. This kind of short message is probably sent by a third-party marketing platform. If you want to apply for the credit card of Guangfa Bank, you'd better go directly to official website of Guangfa Bank or find a wonderful app to fill in the application materials.

Background: Due to the complicated application procedures and strict examination contents of bank loans, online microfinance has gradually become a "hot potato" in the eyes of young borrowers. Criminals take advantage of young people's urgent need for capital turnover and use attractive propaganda terms such as "low threshold, long repayment period and fast loan".

Extended data:

Common ways:

1, pretending to be a relative and asking for "remittance for emergency"

Pretending to be a relative or friend to send you a text message, falsely claiming that you were arrested for a crime, hospitalized for illness or car accident, or even kidnapped, asking for remittance to a designated account for emergency.

2. Pretending to be a "public prosecution law" investigation

Pretending to be a public security organ "suspecting that you are suspected of money laundering"; Pretending to be the Social Security Bureau to "inform you that there is a problem with the social security account"; Pretending to be a telephone office "to remind you that you owe money again, please check and bind your account in time to facilitate payment".

First scare you by various means, and then transfer your phone number to a "case handler" through the division of labor and role-playing of criminal gang members. After the money goes in, the case handler will provide a so-called safe account to prove innocence.

Baidu encyclopedia-communication network fraud