How to deal with frequent collection calls?

How to deal with violent debt collection?

Methods to deal with collection calls include: response methods, door-to-door collection, phone collection is also the most commonly used collection method, proactive complaints, and informing colleagues.

1. Coping methods.

Acceptance of bad and spam information complaints, clue transfer and information statistics in information communication networks such as telephone networks. To make a complaint, you can make a phone call yourself. At least this kind of spam text messages can be curbed to a certain extent.

2. Door-to-door collection.

The third-party outsourcing team does most of the work, which is usually called door-to-door collection, and is also divided into two situations. The first is to visit regularly, including sending letters, looking for relatives, looking for friends, looking for leaders, and exerting pressure through relevant personnel. Regular door-to-door collections will basically bring mobile phones, cameras, contracts and other information materials, and some may also bring lawyers. Basically, company employees come directly to the door to understand the situation. There will be no excessive collection behavior. It will mainly cause psychological pressure on the debtor and his family, but these are within the scope of legal compliance.

3. Telephone collection is also the most commonly used method of collection.

Because its cost is relatively low. There are generally three types of telephone calls: Internet calls, landline calls, and unnamed mobile phone calls. VoIP calls cannot be called back and the numbers are all over the world. On the phone, the reminder will use various tricks, both soft and hard, and may even irritate you and deliberately induce you to talk about malicious debt.

4. Take the initiative to complain.

You can directly contact the online loan customer service to complain and be informed that it is illegal to call the company without losing contact. If you insist on calling for collection, you can only go to the relevant agency.

5. Inform colleagues.

It is very easy to collect phone calls from your company and there is nothing you can do to stop them. You can tell the colleagues who answer the phone in advance that if someone calls you, tell them that they have resigned or ask them to ignore it. What to do if the collector calls the work unit like crazy

Call the work unit like crazy to collect money:

Method 1: Cold treatment

Cold treatment is a method I recommend. Of course, this approach comes at a cost. Because you have to bear a lot of pressure. Some of these pressures come from collections, some come from your boss and colleagues, and of course, most of them come from yourself.

Because of our personal mistakes, it must be uncomfortable to bring trouble to the company and colleagues. But now that the time has come, you have no other choice.

I can only live in obscurity and ignore the collection. Work with peace of mind, save money, and when the debt is paid off, you will be completely free.

Method 2: Call the police

If the previous methods don’t work, then you can only trouble the police. Under normal circumstances, this kind of violent collection is done by people who are out of town, and the police will not be able to find their whereabouts for a while. However, as long as the police are willing to intervene, ordinary Xiao Cui will be cowardly.

Method 3: Negotiate to stop debt collection and reduce collection frequency

Negotiating to stop debt collection is a more practical method in my opinion. As long as you reach a plan with the platform, you will no longer have to deal with debt collection calls every day. Being frightened greatly reduces the impact on one's work and life.

Methods of negotiation:

1. Friendly negotiation. After borrowing from the platform, express your willingness to repay, show your current difficulties, win the other party's sympathy, and reach a plan.

2. Complaint negotiation. If the other party has a tough attitude and refuses to give in, you can complain to the relevant departments to protect your rights and interests by collecting platform violations, thereby obtaining opportunities for negotiation.

The debt problems encountered by each debtor are very different. If you want to know the details of dealing with debt, you are welcome to consult, and we can answer your confusion and give you substantive suggestions in a timely manner. How to deal with frequent collection calls? The effect of this is very good

;? After applying for online loans, many people fell into a dilemma of being unable to repay due to high interest rates. When a loan becomes overdue, the lender will collect on the borrower. Collection agents usually make multiple phone calls and send text messages to remind borrowers to repay. How do they deal with frequent collection calls? This works very well!

How to deal with frequent collection calls?

1. Avoid losing contact. When receiving frequent collection calls, many borrowers will choose to escape, or even directly change their mobile phone numbers and work locations, and lose contact directly.

Doing so will only make your situation worse. When collection agents are unable to contact the borrower, they will turn to the borrower's family and friends, and even bombard the borrower's address book.

2. Negotiate repayment. Borrowers can negotiate with debt collectors and request slow repayment in installments to reduce repayment pressure. It is best to be able to come up with a complete and feasible installment plan. Ask the lending institution to stop frequent collections, relieve your psychological pressure, and prevent the lending institution from suing you.

3. Collect evidence. If debt collection has seriously affected the borrower’s normal life, the borrower can choose to collect phone recordings, screenshots of text messages, etc. Then take the information and go to the local police to report the crime. In principle, any collection staff or third-party collection agency cannot affect the borrower's normal life. It is recommended that when you encounter violent debt collection, you can intercept, change the number, shut down the phone, etc., otherwise you will not be able to identify the debt collection number and the normal phone number. Finally, I would like to remind everyone that when applying for a loan, you must choose a formal platform, act according to your ability, and do not exceed your repayment ability. The above is the sharing of relevant content on "How to deal with frequent collection calls". I hope it can help everyone!