What does it mean that the high-quality postal loan SMS reminder has passed the review, but it has not been processed on the app?

The postal loan passed the preliminary examination, but ultimately failed to pass the audit of the platform. It may be because there is a problem with the user's credit report or the personal debt ratio is too high, so the platform rejected the user's loan application.

Facts have proved that when users apply for loans on online platforms, if they are relatively large and formal platforms, they will definitely check their personal credit information.