Bank loan. When did you receive the message?

Buying a house by loan has always been the only choice for most people to buy a house. Although the country introduces some mortgage policies every year to control the growth of housing prices, in some cities with better economic development, buying a house in full is still an option that many people can't do. A friend consulted and got a bank loan. When did you receive the message?

Bank loan. When did you receive the message?

Generally speaking, the bank will notify the lender before lending, and the house payment will be received. Most banks will send short messages on loans from 3 pm to 6 pm, and then transfer the money to the developer's account on the same day or the next afternoon.

If the lender finds that the bank has lent money, but has not received the news of lending. Probably because the bank informed the lender by telephone and other means. Now that the lender has been notified by other means that the mortgage payment has arrived, the bank does not need to notify the lender by SMS.

In general, the bank will complete the loan within 15 working days after the lender's mortgage is approved. If the lender can't get a bank loan, it may be because the holiday is long and the bank loan amount is tight. Lenders can call bank customer service for details.

If banks need to readjust their mortgage business according to the new mortgage policy promulgated by the state, lenders may have to wait longer. If the lender's personal credit report has loan records such as consumer loans, the bank will also delay the loan.

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