Joke Collection Website - Public benefit messages - My loans overdue, I will spend money soon. My lawyer said he would sue me for more than 20 thousand yuan. Will the court enforce it?
My loans overdue, I will spend money soon. My lawyer said he would sue me for more than 20 thousand yuan. Will the court enforce it?
After the online loan is overdue, what you need to do is to contact the other party actively and actively negotiate the repayment method. If you can't repay 20,000 yuan in one lump sum, you can negotiate installment repayment. Generally, online loans will not refuse to repay you in installments when charging interest, and will probably handle repayment in installments for you, with a maximum of 24 installments. If your repayment pressure is greatly reduced, the other party will not have bad debts, which is beneficial to both parties.
In the meantime, I can't repay the money. If it is overdue, I won't disappear, don't answer the phone, don't reply to the text message, and the customer service will contact you. If you do this, you will be prosecuted. After the prosecution, the other party will ask for compulsory repayment, and then your account will be frozen, which will bring inconvenience to your daily life. You know, even the WeChat wallet will be frozen. If you don't pay it back all the time, you may be reported credit and your reputation will be affected. After buying a house and a car, the possibility of a loan is zero.
Case Looking at these years, a group of online loans no longer choose violence to collect debts, no longer choose to expose the address book and other ways to collect debts, but will form a team of lawyers to collect debts according to law. Don't think that the other party will not sue for 20 thousand yuan, even if it costs several thousand yuan, the other party will take legal channels, which is obvious!
Actively negotiate. Don't have the illusion that you won't be prosecuted or enforced. But when you go to court, there is no turning back. Therefore, when you are unable to repay, you should actively negotiate and find ways to repay actively.
Your loan is overdue, and you will spend money soon. The lawyer said that he would sue you for more than 20,000 yuan, and the court would enforce it!
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