When I was working in Guangzhou, I opened a bank card in China. If I don't cancel, is there a problem with credit reporting?

The use of bank cards will not affect credit reporting.

Not using bank cards will not affect credit reporting, and not using credit cards will affect credit reporting. However, if the bank card has SMS service and other debit services, if it is not used for a long time, this service will also be deducted, and the relevant fees will be paid when it is used again. In addition, for the sake of information security, it is recommended to cancel the account if the bank card is not used.

You can apply for canceling your bank card in the banking service hall or online banking.