What are the means of SMS fraud?

Telecom fraud has become the most commonly used fraud means of modern fraudsters. In such an Internet era, fraudsters' means are also "advancing with the times". Moreover, most modern people are wary of those scams in reality, but they are easy to believe something in the network. The fraudsters have grasped people's general psychology and implemented their own fraud. So, what are the means of telecom fraud? How can we prevent being cheated in our daily life? Come on, everyone, before and after the shopping festival, such as double eleven, double twelve and so on. , is the high incidence of telecom fraud. Follow this guide and learn quickly. Don't be fooled.

0 1 It is very common for telecommunications to receive various subsidies. Generally, the people who are cheated are the old people and farmers who live on the land, because it will involve some land subsidy fees or some subsidy fees received by the old people. Once you receive such a phone call or message, you will hardly be suspicious. It is this psychology that fraudsters take advantage of. First, they provide their bank cards to scammers to make money for you, so that you believe that there is a way to tell you what is wrong with this bank card, and then guide you step by step, such as making money for scammers or telling you the bank card password. Once you let your guard down, the liar will succeed. When you encounter this kind of phone call or text message, go to the relevant department first. These subsidies cannot be paid to one person alone, and no one else does. Then you must have encountered fraud.

Online trading platform fraud is generally aimed at people who like online shopping. The high incidence of this kind of fraud is after every online shopping festival, and double eleven and double twelve are the peaks of fraud. Liars usually pretend to be the seller of a product you recently bought, telling you that there are some problems in the transaction process, such as the great quality problems of the goods sent to you. In order to apologize, they decide to refund some or all of your money, then let you log in to your shopping account, and then usually throw you a link. When you log in to the login system, the money will be paid to you automatically. At this time, you should not click on that link, let alone provide your account number and password to anyone, so that these fraudsters can do nothing.

A few days ago, I received several such short messages in succession, telling me not only an online account name, but also my phone number and name, claiming to be the owner of a product I bought. I have a good reputation for shopping. I hope I can do some brushing business. How much is a single item? This "recruitment" is very tempting. Most of the deceived are students and housewives. It is one thing that these people like to earn some pocket money in their spare time. Liars seize this psychology to cheat. If you encounter such a situation, just ignore it and blacken the phone number of the other party.

There are really many ways to impersonate the public security department to defraud telecom fraud. You are a liar, but you will impersonate some public security departments to cheat, such as impersonating the local police station, public security bureau, procuratorate and so on. And I will inform you very seriously. Recently, someone used your ID card or driver's license to commit an illegal act in a certain place, asking you to cooperate with the investigation immediately. After that, many people will be confused and will cooperate with the "investigation" seriously. In this way, the liar will ask you to do certain behaviors step by step. When this happens, hang up the phone immediately. If this really happens, there will be local government departments or village committees, and it is impossible to call you directly.

The liar will send you a text message first, and after you don't reply to the text message, he will call you and tell you seriously that this is not a scam, but that you did win the lottery. For example, if you shop somewhere, there are as many customers as you, which is similar to the existence of "koi fish". Most people will be tempted by this kind of good thing. Once they are tempted, they will follow the rhythm of the liar, and then you will be cheated yourself. Don't believe such a thing. If you really want to be "koi fish", you can't just call or send you a message.

06 wechat pretends to be a leader fraud. It stands to reason that as a professional, this kind of fraud should be easy to distinguish. However, because of busy work and insufficient vigilance, many professionals will be cheated by swindlers, such as cashiers or accountants in the unit. This is the victim of this scam. Liars will become business owners, so you can quickly transfer a sum of money. The other party may also say your name and work unit, or even the name of your boss. At this time, you will naturally believe it. If you encounter this kind of thing, call the leader for verification at the first time. If WeChat tells you that it is not convenient to answer the phone, then don't transfer money and say when it is convenient to answer the phone.

Fake school fraud is a new means of telecom fraud in recent years, and it is also a successful means of fraud. It took advantage of parents' love for their children and carried out a series of frauds. Generally speaking, they claim to be teachers and leaders of their children's schools. If a child commits a crime or has an accident at school, it is important to make money immediately to solve the problem. The child's class teacher will contact you immediately for other matters. In this way, if it happens that their children are studying in other places, parents will be anxious, and they will give money to the liar first regardless. When this happens, call the child's class teacher at the first time or call the child to confirm.

Abnormal bank account fraud, the victims of telecom fraud, are mostly people who often use online banking. Liars will provide some of your bank account numbers and information, and even tell you some recent consumption. Then pretend to be an online staff member of a bank. Your account has a big loophole and is in danger of being stolen at any time. Then you can adjust your account and change your password according to your own instructions. In case of such fraud, don't panic. You can directly call the customer service of your bank card to inquire about the situation and confirm the problem.

Legal basis:

Article 174 of the Insurance Law of People's Republic of China (PRC), if the applicant, the insured or the beneficiary commits any of the following acts and commits insurance fraud, which does not constitute a crime, he shall be given administrative punishment according to law:

(1) The applicant intentionally fabricates the subject matter of insurance to defraud the insurance money;

(2) fabricating an insurance accident that has never happened, or fabricating a false cause of the accident, exaggerating the degree of loss, and defrauding insurance money;

(3) Deliberately causing an insurance accident and defrauding insurance money. Where an appraiser, appraiser or witness of an insurance accident intentionally provides false documents to provide conditions for the applicant, the insured or the beneficiary to commit insurance fraud, he shall be punished in accordance with the provisions of the preceding paragraph.