About the corporate loan model

In a progressive society, there are more and more types of contracts. In general, the contract must be signed in the prescribed way. There are many points for attention in drafting the contract. Are you sure you can write it? The following are some samples of IOUs that I recommend to you, hoping to help you!

Company IOU Template 1

Borrower: (hereinafter referred to as Party A) Legal Representative:

Lender: (hereinafter referred to as Party B) ID number:

Party A is a limited liability company with a registered capital of 10000 yuan, and Party B has idle funds because it needs funds temporarily to implement production and operation projects. Therefore, Party A and Party B, in order to clarify their responsibilities and abide by their credit, signed this loan contract through full consultation on the basis of equality and voluntariness, and promised to abide by it together.

1. Loan amount: RMB (in words: one hundred thousand yuan only).

2. Loan term: from (20) to (20), with a loan term of (20) years. After the loan expires, if both parties have no objection, this loan contract will be automatically extended for another year.

Three. Loan interest rate and collection method:

1. The loan interest is annual interest, which is calculated from the date when Party A receives the loan.

2. One-time repayment of principal and interest at maturity.

Four. Purpose of loan: This loan is limited to Party A's production and operation projects, and must be used exclusively. Without the consent of Party B, Party A shall not use it for other purposes.

Verb (abbreviation for verb) loan repayment:

1. If Party A fails to repay the loan on time, it shall apply to Party B for extension fifteen days before the loan expires at the latest, and then Party B can decide whether to extend the loan on the basis of negotiation between both parties.

2. If Party B needs to recover the loan temporarily, it shall apply to Party A for repayment fifteen days in advance, and the loan interest shall be calculated according to the actual loan days.

Breach of intransitive verbs and its handling;

(1) Party A breaches the contract under the following circumstances:

1. Party A fails to use the funds and repay the principal and interest according to the contract plan.

2. Change the purpose of the loan or use it for other purposes without Party B's consent.

3. Party A violates other terms of this contract.

(II) According to the breach of contract, Party B has the right to take the following measures:

1. The maximum penalty interest for a default loan shall not exceed.

2. Take necessary legal measures until the outstanding loan principal and interest and expenses are claimed according to law.

Seven. Entry into force of the contract:

This contract shall come into effect after being signed (sealed) by both parties. This contract is made in duplicate, one for each party. If there are other matters not covered in this contract, both parties shall further negotiate supplementary terms.

Borrower (Party A): (Seal) Lender (Party B):

Signature of Party A's representative: Signature of Party B:

Date of signing: Date of signing:

Model corporate loan II

Party A (Lender):

ID number:

Party B (Borrower):

ID number:

Joint economic guarantor of the Borrower:

ID number:

Party A and Party B reach an agreement on the following matters and sign this contract.

I. Purpose of the loan

A cash flow is urgently needed.

Second, the loan amount and repayment time.

The loan amount of _ _ _ _ _ _ _ is RMB _ _ _ _ _ (in figures) only (in words). Pay off Party A's debts before _ _ _ _ _ _ _ _ _ _ _. For the overdue part, the lender has the right to recover the loan within a time limit.

Third, the loan term.

The loan term is _ _ _ _ _ _ years, from _ _ _ _ _ _ to _ _ _ _ _ _ _.

The borrower _ _ _ _ _ _ _ _ _ (Article 65438 +0, 2 and 3 are IOUs) shall not establish other IOUs.

Fourth, the repayment method

Party A shall voluntarily repay the arrears and interest to Party A within the time specified in this Agreement. After Party B pays off all the due funds agreed in this agreement, Party A will hand over the IOUs to Party B after receiving the repayment.

Verb (abbreviation for verb) loan interest

From the date when the loan is used, the interest shall be calculated according to the actual amount used, and the compound interest shall be calculated within the loan period agreed in the contract. The monthly interest is% and the service charge is%. If the borrower fails to repay the loan on time, 0.5% interest will be charged for the overdue part.

Rights and obligations of intransitive verbs

Lenders have the right to supervise the use of loans and understand the borrower's solvency, and the borrower shall truthfully provide relevant information. If the borrower fails to use the loan as stipulated in the contract, the lender has the right to recover part of the loan, and collect the default interest according to the regulations of the bank.

Seven. warranty clause

1. The borrower voluntarily uses _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

________________。 If the loan cannot be returned to the lender at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when it is due, the mortgage right will be extinguished.

2. The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes, and shall not use the loan for illegal activities.

The borrower must pay interest every month according to the time limit stipulated in the contract.

4. When a guarantor is needed, the guarantor has the right to recover from the borrower after performing joint and several liabilities, and the borrower has the obligation to repay the guarantor.

Eight. Execution terms and repayment time

1. Party A and Party B * * * confirm that this agreement is enforceable according to relevant laws and regulations. After careful consideration, both parties agree that this agreement is enforceable after signing.

2. The maturity date of this loan is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ..

Nine. Solutions to contract disputes

Disputes arising from the performance of this contract shall be settled by both parties through friendly negotiation; It can also be mediated by a third person; If negotiation or mediation fails, both parties may bring a lawsuit to the people's court according to law.

X this contract shall come into effect as of the date of signature by both parties. This contract is used as an iou. There are no other IOUs. Both have

Equal legal effect.

XI。 If there is no agreement in this contract, it shall be implemented in accordance with the relevant provisions of the Contract Law of People's Republic of China (PRC).

Lender: _ _ _ _ _ _ _ _ _ _ _

Telephone:

Borrower: _ _ _ _ _ _ _ _ _ _ _

Telephone:

Joint economic guarantor of the Borrower:

Telephone:

Date of contract signing:

Witness:

_ _ _ _ _ _ _ _ _ _ _ _ _

Company IOU model 3

Party A (the Lender) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party B (the Borrower) _ _ _ _ _ _ _ _ _ _ _ _

Party A and Party B have reached the following agreement on Party A's loan to Party B through negotiation:

Rule number one. Loan amount:

Party A lends Party B RMB _ _ _ _ _ _ _ (in figures).

Article 2. Loan term:

The loan term is from _ _ _ _ to _ _ _ _ _.

Article 3. Repayment method:

When the loan term expires, it will be paid off in one lump sum.

Article 4. Loan interest rate:

Annual interest rate: _ _ _ _ _% (in words: _ _ _ _ _ _). The principal and interest are repaid at maturity, and the total interest agreed in this contract is RMB _ _ _ _ _ _ _.

Article 5. Date of entry into force of contract

It will take effect as of the date of signature by both parties.

Article 6. Ways to resolve contract disputes:

All disputes arising from this contract shall be settled by both parties through consultation. If negotiation fails, both parties agree that the Arbitration Commission shall bring an arbitration or lawsuit to the people's court.

Article 7. Others:

If there are any matters not covered in this contract, both parties shall make supplementary provisions through consultation, which have the same effect as this contract.

Article 8. Attachment:

This agreement is made in duplicate, one for each party.

Party B uses _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Party B shall issue an iou to Party A after receiving all the loan amount paid by Party A; After Party B returns the loan amount and interest payable to Party A in full, Party A shall return the IOU to Party B or issue a receipt to settle the creditor's rights and debts of both parties; The bank account transactions of Party A and Party B shall not serve as the legal basis for both parties to claim creditor's rights and debts.

Signature and seal of Party A:

Signature and seal of Party B:

On behalf of:

On behalf of:

date month year

date month year

Company IOU model 4

The unit applying for loan: (hereinafter referred to as Party A) is guaranteed by the unit and applies for loan from the trust and investment company (hereinafter referred to as Party B) upon approval. Both parties agree to the following terms and conditions, and abide by them jointly:

Article 1 The total amount of loan applied by Party A is RMB. Loans are used to ensure earmarking.

Article 2 Party B shall timely review and issue loans according to the project payment plan and payment voucher submitted by Party A to ensure Party A's project needs. If Party A violates the policy, changes the plan without authorization and misappropriates loans or materials, Party B has the right to stop issuing loans. 50% interest or full deduction will be added to the misappropriated loan.

Article 3 The term of the loan shall be set as year, month and day (from the date of the first loan to the final repayment of all principal and interest). The loan interest rate is ‰ per month; The annual interest rate is% (e.g. national interest rate adjustment: 1. The interest rate remains unchanged; 2. Adjust accordingly), and charge interest by meter. If loans overdue does not repay the loan, it will charge 20% interest according to the corresponding loan interest rate stipulated by the state.

Article 4 Party A guarantees to repay the loan on schedule. If Party A fails to pay off the loan on time, the guarantee unit must bear joint and several repayment responsibilities. Party B has the right to deduct it from the deposit account of Party A or the guarantee unit.

Article 5 Party A agrees to submit statistical reports and materials on the project progress and loan use to Party B on time to facilitate Party B's work.

Article 6 After the signing of this contract, if the lender fails to provide the loan to the borrower on time or the borrower fails to withdraw the loan on time, it shall be deemed as a breach of contract, and liquidated damages shall be paid on a daily basis according to the number of days and amount of breach of contract.

Article 7 This contract is made in triplicate, with each party holding one copy, which has the same legal effect.

Borrowing unit (seal) Guarantee unit (seal) Loan unit (seal)

Person in charge: person in charge: person in charge:

Finance Department (Seal) Business Leader Finance Department (Seal):

Chief Financial Officer: Chief Financial Officer: Chief Financial Officer:

Bank of deposit: Bank of deposit: Bank of deposit:

Account number: Account number: Account number:

Telephone: Telephone: Telephone:

Address: Address: Address:

Company IOU model 5

Lender: (hereinafter referred to as Party A)

Borrower: (hereinafter referred to as Party B)

Address: work unit: guarantor: ID number: mobile phone: home phone: address: work unit:

Guarantee company: industrial and commercial registration number: company phone number: unit address:

1. The Lender agrees to release RMB 10000 Yuan (in words) to the Borrower for a period of days from the date of lending.

2. The borrower hereby declares that the purpose of this loan is the turnover of family and enterprise funds.

3. The loan is paid by transfer, with a monthly interest rate of% and daily interest. The borrower shall pay the interest of the current month every 30 days after the loan expires. When the borrower repays the loan in advance, it shall pay interest according to the actual loan days on the repayment date.

4. The borrower shall repay the loan principal and interest in full on the loan maturity date.

5. If the borrower fails to pay the interest of any installment in full on schedule, or the borrower violates any applicable laws and brings a lawsuit or arbitration against him in any court or arbitration institution, it may affect his repayment ability, or the borrower fails to truthfully provide the information required by the lender, or the borrower fails to notify the lender in writing within 5 days after the relevant matters change. Or other circumstances that endanger the safety of the loan, the lender has the right to announce the early maturity of the loan and require the borrower to repay all the principal and interest of the loan immediately.

6. If the borrower fails to fully pay off the principal and interest of the loan when the loan expires, the interest on the remaining principal shall be calculated at% per month until it is fully paid off. Every repayment of the borrower should be counted as the payment of loan interest first, and the repayment of loan interest can only be counted as the return of principal. In addition, the borrower must pay 3‰ of the loan principal every day as a penalty for overdue payment.

7. When the loan expires, if the borrower fails to pay off the principal and interest of the loan in full, the borrower shall compensate the lender for the legal fees, attorney fees, preservation fees and other expenses incurred in pursuing the creditor's rights. Regarding the lawyer's fee, the lender and the borrower hereby confirm that the lawyer's fee shall not exceed 30% of the loan principal. In case of the above litigation, the borrower shall recognize the lawyer's fees paid by the lender within this limit and be responsible for compensation.

8. The guarantor and the guarantee company of this contract shall bear joint and several liability for all the debts of the borrower, and the guarantee period shall be two years from the date when the loan expires.

9. If the Lender transfers the creditor's rights under this contract to others, it will not affect the transferee's request to the Borrower or the guarantor or the guarantee company to perform the corresponding repayment or guarantee responsibilities.

10. Disputes arising from this contract shall be under the jurisdiction of the people's court.

1 1. This contract shall come into effect as of the date of signature by both parties.

Party A (official seal): _ _ _ _ Party B (official seal): _ _ _ _ _

Legal representative (signature): _ _ _ _ _ Legal representative (signature): _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

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