Netizens who bought groceries online were inexplicably offered Meituan Monthly Payment. What’s going on?

Some people who often use the Meituan APP to shop recently encountered a platform bug. They said that when buying food on the platform, the APP opened Meituan without their permission and knowledge. Monthly payment. When this news was posted online, many netizens checked to see if the monthly payment function of Meituan was turned on. Upon seeing this, many netizens said that they had been tricked. Without knowing it, Meituan’s business had already owed money one after another.

Meituan Monthly Payment is a credit payment service opened by Meituan. It is similar to Alipay’s Huabei. This service has only just been promoted. There are often many discounts when ordering takeout. But the prerequisite is to activate Meituan Monthly Payment. In the early days of Meituan users, the quota is small, but they must also pay attention to repaying on time. Because this service is linked to a personal credit report, even the slightest overdue payment will have an impact on your credit report.

I think the platform should give consumers an explanation. It should be the responsibility of the platform to force activation without knowledge. And not everyone needs this function, but once this function is activated, it will be associated with the credit report. For those who have already subscribed and owe money, they will be at risk of overdue without knowing it, and for those who are not used to using overdraft services, they will not use Meituan’s monthly payment function.

The launch of Meituan’s monthly payment service is also a major trend. Now software and platforms with payment functions have begun to launch products and services similar to this. This is the general trend. That can also bring a lot of convenience to people. For those who often use Meituan? AP? At the same time, use Meituan Monthly Payment first and pay it off in time when the repayment date comes. In fact, it is also very convenient.

However, the opening of this service must be for the profit of the platform. Meituan’s monthly payment function is equivalent to an overdraft service. You can use it under conditions that are not financially feasible. To a certain extent It will promote the sales of takeaways, so when people buy takeaways, they need to make discretionary purchases based on their own circumstances. After all, the money spent in the monthly payment will have to be paid back in the end.

At the same time, in the Meituan APP, there are always coupons launched every month. At the same time, you can also open a Meituan membership to buy more affordable coupons at a preferential price, which is for those who every For users who order a lot of takeout every month, they will save a lot of money.

The opening of Meituan’s monthly payment service has indeed brought certain convenience to people’s lives, but at the same time, you should pay more attention to your own credit problems and repay on time.