What happened to the female college student who left a suicide note and disappeared after being trapped in a "campus loan"?

As long as you enter the words "college student loans" on the Internet, "quick loans", "no mortgages and no guarantees" and many other attractive information will come to you instantly. These campus loans may seem easy, but there are huge risks hidden behind them.

Recently, a 19-year-old female college student in Shaoyang was really attracted by this fast loan method. After borrowing her first campus loan, she soon fell into the dilemma of being unable to repay the loan on time. Until a few days ago, a letter left by Zhenzhen disappeared without a trace. I couldn't bear the debt collection and had no choice but to leave home.

After reading the letter, Ms. Chen discovered that Zhenzhen had posted a message to Moments at two in the morning.

Later, with the assistance of the police, the reporter and Ms. Chen checked the surveillance video of the day Zhenzhen ran away, trying to find some clues.

In the picture, the girl running over in a hurry is Zhenzhen. Surveillance showed that at 7:14 that morning, she passed Yanjiang Bridge and then turned to Zijiang South Road, but then disappeared.

After family and friends searched and salvaged around the river, they did not find the missing person.

Loans for living expenses fell into the abyss of "campus loans"

Zhenzhen's father told reporters that if it hadn't been for the end of April when he suddenly received a debt collection message about his daughter on his mobile phone, they would have I still don’t know anything about my daughter’s loan.

Some of these reminder text messages are extremely unpleasant, and some directly state that "if you don't repay, your phone will be bombarded 24 hours a day." Therefore, Ms. Chen wanted to know the situation from her daughter. Unexpectedly, early on the morning of May 2, my daughter left a letter and left without saying goodbye.

Continuously borrowing and repaying loans, a total of 340,000 yuan was borrowed

A large number of loan transaction records were found on Zhenzhen’s mobile phone left at home.

The reporter then clicked on multiple software in sequence, all of which showed that there were indeed overdue loans that had not yet been repaid. Zhenzhen’s WeChat list shows that she also follows dozens of loan public accounts for borrowing money.

In addition, there are some personal WeChat accounts that provide her with short-term loans.

The IOU left by Zhenzhen shows that the amount of her loan each time is not high, mostly around 2,000 yuan, and the borrowing time is one or two weeks. However, she continued to repay the loan by tearing down the east wall to pay for the west wall, and the cumulative amount borrowed has reached more than 340,000 yuan.

It turned out that although the IOU stated that 3,200 yuan was borrowed, in fact, only 1,200 yuan was received, and the rest was used as a deposit and would be deducted overdue.

The high interest rate made it difficult for Zhenzhen to repay the loan on time, so she could only keep borrowing money and repaying the loan, which eventually made her deeply in debt.

In order to repay the loan, the huge pressure brought by the serial loans made the girl overwhelmed and finally had no choice but to plunge the family into a huge haze.

Due to the lack of effective supervision, some unscrupulous platforms have been mixed into the ranks of "campus loans", like demons that eat people without spitting out their bones. They use astonishingly high interest rates and bombarding and insulting payment reminders. In this way, one student after another has fallen into trouble.

And this is exactly what leads to the tragedy of lending.