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How to check the credit card limit
There are six ways to inquire about the credit card limit, namely, online banking inquiry, SMS inquiry, bill inquiry, telephone inquiry, WeChat official account inquiry and counter inquiry. It is more convenient to query online.
Online banking inquiry needs to open the official website of the bank to which the bank card belongs, log in your online banking account number and password, and select personal account and credit card limit. This is a general method. Every bank's official website is different. The key is to find a personal credit card account. If you don't have a computer around you or are not very skilled in online banking, you can choose SMS to inquire, and you need to edit the specified SMS and send it to the bank for inquiry.
Take five major banks (Bank of China, Agricultural Bank, China Construction Bank, Bank of Communications and Industrial and Commercial Bank) as examples. Bank of China needs to edit the short message "1# last four digits of credit card" and send it to "95566" to check the credit card limit; For the time being, ABC does not support sending short messages to inquire about banks, but it can inquire about the current bills, edit the short message "CCDQZD# Last Four digits of Credit Card" and send it to "1069095599" for inquiry; China Construction Bank edited the short message "the last four digits of CCED# credit card" and sent it to "95533" for inquiry; Bank of Communications edits the short message "Last four digits of credit card CC limit #" and sends it to "95559" for inquiry; ICBC needs to edit the SMS "CXED## SMS bank password" to "95588" for inquiry. The above five banks inquire about the mobile phone number reserved when they need to apply for a card.
Every month, the bank will send a bill to the cardholder, which will show the credit card limit. The easiest way is to inquire by telephone, call the bank to which the credit card belongs and go to the manual service for inquiry. Generally, the phone number of the bank will be marked on the back of the bank card. In addition, there is WeChat official account inquiry, pay attention to the official WeChat official account of the bank, bind your own credit card, and click on the limit inquiry. The official WeChat account of each bank is different. The key is to find the option of credit card limit. If none of the above inquiry methods can be realized, you can take your credit card and ID card to the bank outlet for inquiry.
How to check the credit card limit five ways to teach you to check in seconds.
Credit card limit can be said to be the topic that card friends are most concerned about, and the inquiry method of credit card limit must be familiar to everyone. Today, I will help cardholders who don't know how to check the credit card limit and tell you five ways to check the credit card limit.
1, counter inquiry
Handling credit card business at the counter is the most traditional way, and the inquiry of credit card limit is also included. Card friends only need to bring their ID cards and credit cards to the local bank business hall to inquire. Of course, compared with other methods, this query method has the problem of low efficiency in handling business manually.
2. Telephone enquiry
When it comes to how to check the credit card limit, many card friends will think of telephone inquiry. Each card-issuing bank has its own customer service phone number. Card friends can take this simple way when they want to check the credit limit. They only need to choose the service they need according to the prompt, and they can connect with manual consultation if necessary.
3. Online banking inquiry
Log in to the personal online bank of the card bank, enter the login account number and password, and you can query the corresponding credit card limit.
4. WeChat client query
Wechat client query is also a relatively new way to query credit card limit. By binding the credit card information with the client, the credit card limit can be queried in real time.
5, electronic bill query
This is a query method that China card friends are not familiar with. Card friends can check and calculate the credit card limit by themselves with the bank statement mailed regularly or the electronic bill generated during the use of the credit card.
The above five inquiry methods can basically help cardholders to perfectly solve the problem of how to inquire about the credit card limit. It is suggested that cardholders can choose a more accustomed and reassuring way to check the credit card limit, which will save time and effort and greatly facilitate everyone's life.
How to check the credit card limit
The methods for querying credit card limit are:
1. Call the bank credit card customer service hotline with your mobile phone. 2. WeChat official account inquiry. 3. You can check it in official website Bank. 4. Check the credit card limit at the bank counter. You can also see the amount on the credit card bill. 6.ATM machine inquiry. 7. Mobile banking app query. 8. SMS query.
1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the customer service phone of the bank, provide their own identity information and information they hold, and then they can check their personal credit limit.
Second, WeChat WeChat official account inquiry
Many banks already have their own official WeChat account or service number. Cardholders only need to pay attention to the official WeChat account number or service number of the bank and follow the prompts to check the credit card limit.
3. Online banking inquiry: This is also a relatively simple and quick method. Cardholders only need to log in to the bank official website and enter their own identity information, then they can inquire about their personal credit limit.
4. Counter inquiry: Cardholders can also choose to inquire at the counter, but they need to queue up with numbers.
5. credit card bill: of course, the easiest way is to wait for the bank's monthly bill to arrive, and it will be clear at a glance.
6.ATM inquiry: The cardholder can select the nearest ATM card for inquiry and follow the machine prompts.
Seven, mobile banking app query: open the bank's app, enter the password to log in, and select the thief credit card to check the limit.
8. SMS inquiry: Most banks have set up SMS inquiry service for personal credit limit. The cardholder only needs to use the mobile phone number reserved by the bank and send the contents required by the bank to the bank service number, so that the credit limit can be inquired.
Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.
The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.
How to check the credit card limit
In fact, there are many ways to check the credit card limit. In the process of daily use, users can query in the following ways: 1, ATM machine query. This is one of the query methods used by many users, and the specific operation method is basically the same as the balance query of savings card. At the same time, it is convenient to pay credit card bills in this way.
2. Telephone inquiry. When inquiring about the credit card balance, the user can inquire by calling the customer service phone on the back of the credit card. In this way, the balance in the credit card can also be quickly inquired.
3. Online banking or mobile banking inquiry. The premise of using this method is that the user's credit card must have the function of online banking or mobile banking. Only in this way can we make an inquiry.
4. Counter-inquiry. If you don't know all the above query methods, users can also query through the counter of the bank. But this method is troublesome and wastes a long time.
Note: 1. The credit card limit is not fixed. As long as users maintain good credit, banks will give users an evaluation every once in a while and re-grant new limits.
2. Credit cards must be repaid on time. Once the credit card is overdue, the bank will report it to the central bank's personal credit information system. Therefore, users must repay on time.
How to check the credit card limit?
There are many ways to check the credit card limit. In order to avoid spending beyond the credit card limit, cardholders are advised to check their credit limit at any time.
1. Telephone inquiry: Call the customer service phone of the bank and provide your own identity information and card information, then you can inquire. Calls will be charged according to local telephone charges.
2. Online banking inquiry: log in to the bank official website and enter your own identity information for inquiry. The actual operation shall be subject to official website's prompt.
3. SMS inquiry: use the mobile phone number reserved by the bank to send the content required by the bank to the service number of the bank, and you can inquire about the credit limit.
4. WeChat official account inquiry: Pay attention to the official WeChat account or service number of the bank, and follow the prompts to inquire about the credit card limit.
5. Counter enquiry: Just bring your ID card to the counter for enquiry.
6. Credit card bill: Of course, the easiest way is to wait for the bank's monthly bill to arrive, and it will be clear at a glance.
7.ATM inquiry: Insert an ATM card for inquiry, you can follow the instructions of the machine, and a certain handling fee will be charged for cross-bank inquiry.
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