I often receive SMS calls for overseas loans.

If you receive an overseas phone call saying that your family owes them money, you should first deal with it calmly, don't rush to pay back the money, and don't provide any personal information. This situation may be fraudulent phone calls or online fraud. Liars may induce you to pay money for various reasons or obtain your personal information for illegal purposes.

If you suspect that this is a fraudulent phone call, you can hang up first, don't call back, and try not to contact the other party. Usually, such calls are often bombed by fraudulent telephone software. If the other party continues to harass you, you can blacklist its number. In addition, it is recommended that you call the police in time so that relevant departments can handle it.

If you really have family debts to deal with, I suggest you communicate and pay through formal channels. At the same time, be cautious about overseas phone calls and text messages, and avoid revealing personal sensitive information to protect your own safety and property.