Well, the installment payment is three years overdue. Is it true to give notice before filing a lawsuit now?

If the installment loan is confirmed to be overdue, it is true.

Pre-litigation notice is a debt collection document of small loan companies, and the court is a formal summons and notice of hearing.

Good installment is overdue, so the user must repay the loan on time after handling the loan in good installment, and there can be no overdue repayment, because there will be penalty interest for overdue repayment. The longer the time, the more penalty interest will be generated. Moreover, the platform will make dunning after the deadline, and the common dunning method is to call the borrower. Good installment overdue credit reporting will affect other loans. If the overdue debt is not paid, the overdue record will remain in the credit information and will never disappear. Keep it for 5 years after returning it, and it will disappear automatically after 5 years. A good installment application is generally between the ages of 23 and 60, and users need to provide valid identification. The mobile phone number has been authenticated by real name and has been used for more than 6 months. After submission, the system will review it, and the results can be obtained in about 10 minutes at the earliest. Before using it, users should consider what kind of income to use to repay the arrears. If their personal income is relatively large, they can use it with confidence. If the personal income is not much, you can reduce the usage at this time to avoid the situation that you can't return it on time in the later period.