What should I do if the credit card of Shang Hui Bank is not repaid?

Why ... didn't you have an audit card when you applied? Why is there no money to pay back now? The direct impact of not paying back is your credit history. No matter where you go, as long as the other party asks for the bank credit record, the credit record will show the arrears.

Also, our credit card repayment can't just pay off all debts at once. Ask the person who asked you to get a card. It should be possible to pay by installment.

If you have no financial resources, then find your guardian and ask them to repay this time. Don't use a credit card unless there are any special circumstances in the future. You have to understand that credit card overdraft is for you to pay back, not for nothing; Even if there are special requirements, it is best not to use credit card overdraft to raise money. Because the credit card is not returned when it expires, the penalty will be very high. There are special requirements for the use of funds. To raise funds, you can choose to borrow money from banks or relatives and friends.