Recently, I have been receiving calls and text messages from Zhaolian Finance, saying that I have a loan from Zhaolian Finance, but I didn't apply for a loan. Do I need to return it?

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Zhaolian Consumer Finance Co., Ltd. Zhaolian Consumer Finance Co., Ltd. is an Internet consumer finance enterprise jointly initiated by China Merchants Bank and China Unicom, aiming at exploring a new model of Internet finance in China, and headquartered in Shenzhen, Guangdong. The company is registered in Shenzhen Qianhai with a registered capital of 2 billion yuan. Zhaolian Finance officially opened on March 6, 2005+2065438.

At present, the products of Zhaolian Consumer Finance Co., Ltd. mainly include good loans, credit payment and pocket money.

main products

Good term loan is a consumer loan product for young white-collar workers. No mortgage, no guarantee, very convenient, providing fast online loan service. In the future, whether it is home improvement, education, tourism, or buying large furniture and electrical appliances, users can quickly get the support of good loans. Good loans are mainly for the working class, meeting the needs of small loans such as decoration, study abroad, tourism and online shopping for large items.

credit payment

2.？ Credit payment is mainly used in recruiting its own e-commerce platform and cooperative merchant consumption scenarios. It can provide users with fast, safe and convenient Internet credit payment methods, such as online application, instant approval and overdraft consumption. And enjoy up to 40 days of interest-free payment and up to 60 installments.

3.？ Leisure spending is aimed at young people, including college students and office workers, and is aimed at meeting the reasonable consumption of young people's monthly disposable range. Open the main functions such as cash advance, installment shopping and installment education and training. In the future, Zero Flower will further expand consumption scenarios such as learning and education, purchasing Unicom contract machines, and connect with more high-quality e-commerce companies to meet the mainstream shopping needs of young people and provide them with more fashionable, convenient and caring services.