What will happen if the flowers expire?

Huabai is a credit lending product under Alipay. As long as the sesame credit score is above 600, you can get a loan. You can use flower buds for online shopping and offline store payment. Flower buds can also be understood as virtual credit cards, and they also enjoy a certain interest-free period. What will happen if the flowers are overdue and not repaid? Let's get to know each other. What will happen if the flowers expire? 1 If Huabai fails to repay, it will charge a certain penalty interest according to the number of days and amount of overdue repayment by the user; 2 Since the user is overdue in the flower garden, he will always collect it by SMS. If SMS collection fails, it will be transferred to telephone collection. If the borrower loses contact and the amount owed is large, it will be prosecuted by Alipay; 3 it will lead to the direct closure of the flower bed function, and it will be impossible to continue to use the flower bed before the debt is paid off; 4 it will also directly affect the individual's sesame credit score. The above is an introduction to the consequences of not paying back the loan when it expires. It is suggested that you must use the loan according to your repayment ability when spending in advance, so as to avoid serious consequences due to your inability to repay.