How to close the gold bar quota in JD.COM? COM？

JD.COM Gold Bar is a loan business owned by JD.COM. The steps for closing JD.COM gold bars are as follows:

1. Log in to Jingdong Financial APP, and click to enter the loan page after logging in;

2. After entering the loan page, you can see the amount information of JD.COM gold bars, and click to enter the loanable amount of gold bars;

3. After entering the gold bar quota page, find the help bar for the use of gold bars at the bottom of the page and click Enter;

4. After clicking on the help of gold bars, you will jump to the JD.COM customer service window, and JD.COM customer service will push you a message about closing and canceling JD.COM gold bars;

5. Click the contact customer service in the message sent to you by Jingdong Financial Customer Service, and then ask the customer service staff of Jingdong Finance to help you close the position and cancel the JD.COM gold bars.

Extended data:

JD.COM Gold Bar is a product of Jingdong Finance, which was listed in March 2065438+2006. It is mainly a cash loan service customized for users with good credit, which can support a maximum withdrawal amount of 200,000. JD.COM gold bars have the characteristics of online loan, unsecured, real-time batch, and quick arrival. The extension of scene use can also meet the cash needs of users in various scenarios.

JD.COM gold bars do not need mortgage, just bind stored-value cards and credit cards, and easily borrow money; Online loan, all processes can be received after online completion; Real-time approval and quick receipt. Generally, the loan application will be received within 5- 15 minutes after submission. Please refer to the bank card receipt of the receiving bank. Moreover, JD.COM gold bars can be returned as you borrow them, in advance, or in different periods such as 1, 3, 6, 12. Interest is calculated by the day.

Online loan application conditions:

1. The online loan association requires applicants to be at least 18 years old and have full capacity for civil conduct, and many online loans are not allowed for students to apply.

2. Sesame credit: Many online loans require authorization of sesame credit, so online loans require applicants to have good sesame credit, but different loan products have different standard requirements for sesame credit scores. General applicants need to reach about 500% or 600%.

3. Personal credit: Some online loans need to be checked, and some don't, but overall, the applicant's personal credit is good.

4. Other conditions: online loans basically require mobile phone numbers and bank cards. Especially the mobile phone number, the online loan will require the applicant to have a mobile phone number with real-name authentication for 3 months or more.

Of course, different online loan products may have different situations, and the actual situation is subject to the product page display.

Consequences of overdue online loans:

1. The penalty interest will be charged from the overdue date until the customer pays it off in full. However, the penalty interest rate of many lending platforms will rise above the borrowing rate. If the customer has been in arrears, I am afraid there will be a lot of penalty interest. By then, more and more customers will have to pay back, and the repayment pressure will increase.

2. The loan platform will submit the overdue situation to big data, leaving a bad record in it. However, some platforms or their cooperative lending institutions have the central bank's credit reporting authority, and may also report the overdue situation to the central bank for credit reporting, leaving bad information in the customer's personal credit reporting, thus causing the customer's personal credit to be damaged.

3. I am afraid that the platform system will start risk control on the customer's loan account and freeze the quota, so that the customer can no longer borrow. At the same time, due to credit damage, customers will probably not be able to borrow from other lending institutions, platforms or banks. After all, the other party will also check the customer's credit status when approving. Once problems are found, they will naturally refuse to approve the loan.

How to close JD.COM gold bars?

JD.COM gold bars can be closed by contacting customer service or cancelled in JD.COM APP. The specific steps of unwinding JD.COM gold bars are as follows: Step 1: Open the JD.COM App on the mobile phone desktop.

Step 2: After entering the home page, click on the bottom right-mine, and then click Customer Service.

Step 3: Enter the customer service interface and click online customer service below.

Step 4: After entering the customer service interface, enter "How to close JD.COM Gold Bar", and then click below to contact Jingdong Financial Customer Service.

Step 5: After entering my customer service interface, click Insist on logout.

Step 6: Click OK to log off after entering the interface.

Step 7: Finally, after face recognition or payment password input verification, JD.COM Gold Bar can be successfully closed.

JD.COM gold bar is a credit loan product. After opening up, different users get different credit lines. When borrowing money, repayment can be made in installments, and 1, 3, 6 and 12 installments are supported, each installment is 1 month, and the longest installment is 12 months. The number of periods can be selected according to your actual situation.

JD.COM Gold Bar provides users with a maximum loan amount of 200,000 yuan, and the loan amount is 500 yuan. When a user submits a loan application on the JD.COM Gold Bar page, the funds will generally arrive within 30 minutes. Some users will receive a return call from JD.COM Gold Bar, and users need to keep communication open.

Version information: Take JD.COM10.5.0 version, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.

How to close JD.COM gold bars?

Steps for closing JD.COM gold bars:

1. Log in to Jingdong Financial APP.

2. Click to enter the loan page after logging in;

3. Click to enter the loanable amount of gold bars;

4. Find the help bar of gold bars at the bottom of the page and click Enter;

5. After clicking on the gold bar help, you will jump to the JD.COM customer service window;

6. Click the contact customer service in the message sent to you by Jingdong Financial Customer Service, and then ask the customer service staff of Jingdong Finance to help you close the position and cancel the JD.COM gold bars.

Operating environment:

Brand model: Huawei mate30

System version: HarmonyOS system 2.0.

App version: 10.3.0

1. jingdong finance is a "one-stop" online investment and financing platform built by jingdong financial group, with the mission of "becoming the most reliable internet investment and financing platform in China", and relying on the powerful resources of JD.COM group, it gives play to the advantages of integration and synergy.

2. Business introduction: JD.COM Digital Technology will include sub-brands such as Jingdong Finance, JD.COM City, JD.COM Agriculture and Animal Husbandry, JD.COM Molybdenum Media and JD.COM Shaodongjia.

1, Jingdong Finance:

After the brand upgrade, JD Finance includes personal finance, corporate finance, financial technology and other sectors.

Personal finance sector: products and services such as White Stripe, JD.com Payment, JD.com Small Treasury, product crowdfunding, small white card and gold bars are launched, covering consumer finance, payment, wealth management, crowdfunding, insurance, securities and other fields.

Corporate finance sector: Beijing Bao Bei, Beijing Small Loan, Gold Mine, Express Bank and other products were launched. And provide services covering factoring financing, credit loans and other fields.

Financial technology sector: launch products and services such as Big Dipper and FIQS, and provide services covering asset trading, corporate and personal lending, scenario application, user operation, wealth management, intelligent investment technology services, risk control data, risk pricing system and other fields for various financial institutions.

2.JD.COM.

JD.COM City, as a sub-brand of digital technology in JD.COM, was established in February 2065438+2008, and consists of JD.COM Urban Computing Division and JD.COM Smart City Research Institute. JD.COM has provided technical services to 30 cities including Xiong 'an, Tianjin, Nanjing, Guangzhou and Suzhou.

2018165438+1October 20th, at the JDD-2018 JD.COM Digital Technology Global Explorer Conference, JD.COM Digital Technology officially released the "Urban Computing Platform". Urban computing platform is an open platform, which allows multidimensional data to "talk" with each other, allows AI algorithm to be output in blocks, and realizes urban computing platform with the help of digital gateway. Provide intelligent solutions combining point, line and surface for urban transportation, planning, environment, energy consumption, public security, commerce and medical care. Urban computing platform is the foundation of urban operating system, which can help solve four core problems in the construction of smart cities.

Agriculture and animal husbandry in 3.JD.COM

Through cooperation with China Agricultural University, China Academy of Agricultural Sciences and other institutions, JD.COM Agriculture and Animal Husbandry has developed and launched a Jingdong intelligent farming solution that integrates Shennong Brain (AI), Shennong Internet of Things Equipment (IOT) and Shennong System (SaaS), making the farming process completely digital.

4.JD.COM molybdenum medium

In the field of digital marketing, JD.COM Molybdenum Media integrates JD.COM's online advertising space resources and two million offline smart screens, expands the scene of digital marketing from online to offline through the "O+O" mode, and uses big data and artificial intelligence to solve the pain points of advertisers. JD.COM Molybdenum Media has brought the service ability of "five scenes and four modernizations": covering five scenes of community, travel, consumption, work and business, and realizing data collaboration, the same effect, the Internet of Things on screen and experience immersion in offline media management.