Hebei Hengshui Current Limiting Notification SMS

On July 27th, The Paper learned from Hengshui Housing Provident Fund Management Center that Hengshui issued the Notice on Adjusting Some Housing Provident Fund Policies (hereinafter referred to as the Notice), and since August 1, Hengshui will increase the amount of housing provident fund loans.

According to the notice, Hengshui will increase the maximum loan amount of housing provident fund. The maximum loan amount for one spouse to pay the housing provident fund is raised from 400,000 yuan to 500,000 yuan; The maximum loan amount for both husband and wife to pay housing provident fund is raised from 600,000 yuan to 700,000 yuan.

When Hengshui City talents buy the first set of self-occupied housing, the maximum loan amount rises by 6,543,800 yuan on the basis of the maximum loan amount in Hengshui City, and the maximum loan amount paid by one spouse to the housing provident fund increases to 600,000 yuan; The maximum loan amount for both husband and wife to jointly pay the housing provident fund will be raised to 800,000 yuan.

In addition, families with two or three children who meet the loan policy of Hengshui will increase the maximum loan amount of Hengshui by 6,543,800 yuan, and the maximum loan amount for one spouse to pay the housing provident fund will increase to 600,000 yuan; The maximum loan amount for both husband and wife to jointly pay the housing provident fund will be raised to 800,000 yuan.

In terms of purchase withdrawal, the Notice mentioned that during the period from August, 2022 (1) to July, 2023 (3 1), if employees and their spouses purchase the first set of housing and improved housing in full within the administrative area of Hengshui City, they can withdraw the balance of their own and their spouses' housing provident fund accounts once a year, and the total withdrawal amount of both spouses shall not exceed the actual purchase expenditure. According to the regulations, this policy does not apply to employees who have purchased houses for two or more times (including repaying the principal and interest of the house purchase loan). After the employee quits, if the purchased house is traded again, the policy will be stopped.

In terms of rent withdrawal, the Notice shows that if the paid employees and their spouses have no own houses in the paid cities and rent commercial houses, the maximum amount of monthly withdrawal of housing provident fund to pay rent will be increased from 800 yuan in Hengshui and 600 yuan in other counties and cities, and the city will be unified as 900 yuan in each month.