What does the "worry-free service fee" of Bank of Communications Card mean?

The "Card Worry-Free" service provides instant SMS reminder for each transaction and 72-hour card loss protection. Instant SMS reminder will inform the cardholder of every transaction (including consumption, cash withdrawal and repayment) generated by the credit card through SMS, so as to minimize or avoid the possibility of incorrect or stolen credit card swiping; The 72-hour card loss guarantee can compensate the cardholder for the economic loss caused by the theft of the credit card under certain circumstances.

This service does not apply to SMS reminder of electronic cash account transactions of ic credit cards (including but not limited to pure chip cards and chip magnetic stripe composite cards) issued by Bank of Communications, nor does it include fund loss protection of electronic cash accounts.

I. Scope of application

Cardholders of bank of communications credit cards (except platinum credit cards and business cards) can apply for opening, modifying and unsubscribing the "no card" service.

Second, the charging standards and rules

The charging standard of "Card Worry-Free" service is 4 yuan/card/month, and it is charged uniformly every three months 12 yuan/deduction.

The "worry-free card" service is charged by card. That is, if the cardholder has more than one main card, or the main card and the auxiliary card are opened at the same time, or the "card-free" service is opened at the same time, each main card and the auxiliary card will be charged separately according to the above charging standards, and the expenses of the auxiliary card will be included in the main card account.

The service fee of "Worry-Free Card Use" is calculated and collected in a three-month cycle, and deducted on the next day of the service subscription date, which is recorded in the current credit card statement, and the cardholder repays normally within the repayment period shown in the bill; If the cardholder fails to cancel the subscription before the expiration of the service period, the service will be automatically renewed (unless the card account is in an abnormal state and normal transactions cannot be conducted at the expiration of any service period). During the service period, if the cardholder cancels the subscription, the service fee collected will not be refunded, and the service will be provided until the deadline of the subscription service period.