How to control risks in the daily use of personal deposit account in China Bank?

Risk warning of personal deposit account of China Bank:

1. According to the agreement with the account owner, Bank of China sets a limit on the transfer, consumption and payment of accounts handled by the account owner through personal online banking, personal mobile banking, BOC Shang Yi and other electronic channels.

2. Bank of China determines the trading risk early warning amount within the trading limit set by the account owner according to the risk level, daily trading behavior, asset status and other factors, and dynamically manages the trading risk early warning amount.

3. For suspected risky transactions such as large-value transactions, short-term high-frequency transactions and short-term cross-regional transactions that exceed the trading risk warning limit, the agency shall promptly remind the account owner of the trading risk. The transaction risk warning method is determined by the Bank of China through consultation with the account owner, including telephone confirmation before the transaction, real-time reminder of account balance, etc.

Due to the differences in business in individual regions, please consult the bank branch for details. You can also enter the bank's online customer service manual service and call the bank's customer service hotline 95566 (please call +86 10-95566 for overseas and Hong Kong, Macao and Taiwan) for consultation.

(Answer time: May 2023 1 1)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.