Alipay was overdue for three months, and the collector said that he would sue me.

Legal analysis: Alipay Flower Garden will be prosecuted if it is overdue for more than 3 months.

Do not repay within the same day: Ant Flower Garden will first understand that you forgot to repay for a while, so it will remind you in a friendly way such as SMS and customer service phone at the first time.

Do not repay within three days: if the user is still indifferent, do not repay in time. If there is cash in the user's Alipay account, the Ant Flower Garden will automatically deduct the money from Alipay to fill the arrears in the Ant Flower Garden.

No repayment within five weeks: If the user still fails to pay back the money, your sesame credit score will be deducted, and your friends and relatives will be notified through Alipay address book, and your friends' sesame score will also be recorded in the address book.

/kloc-No repayment within 0/0 days: If Bai Hua fails to make dunning for many times, Bai Hua Ant will transfer the debt to the debt company for intervention, and the debt company will make dunning.

Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC), the prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.