Sample of working ideas of bank outlets

Sample of working ideas of bank outlets

First, strengthen daily management. Each sub-branch defines the responsibilities of each post, so that the n

Sample of working ideas of bank outlets

Sample of working ideas of bank outlets

First, strengthen daily management. Each sub-branch defines the responsibilities of each post, so that the network personnel can reasonably divide their work, unite and cooperate, and implement "linkage marketing".

The year of 20xx is a year of heavy responsibility and great pressure. All branches should implement their work objectives to everyone according to the division of responsibilities to ensure the smooth completion of all work in 20xx.

Second, strengthen supervision and inspection. In 20xx, various systems will be improved, problems will be corrected in time, gaps will be filled, inspections will be further strengthened, and violations will not be tolerated.

The third is to continuously improve the level of logistics services, implement three services: vehicles, meetings and receptions, and effectively guarantee the daily operation of the company. There are 4 vehicles in the district sub-branch, mainly to ensure the daily use of the branch leaders and coordinate the work vehicles of various departments.

In 20xx years, the vehicle operated normally and no major accidents occurred. In 20xx, we will continue to do a good job in vehicle management. First, department leaders will regularly strengthen safety education for drivers, enhance their safety awareness, and overcome the phenomenon of ideological paralysis and muddling through in safety management. Second, drivers should consciously abide by the relevant driving rules and regulations, do not drive fatigue, do not drink and drive, and regularly check and maintain their vehicles. When problems are found, solve them in time, so that vehicles can get on the road without illness, and drivers can drive without emotion to ensure driving safety. For customer reception and conference organization, we should further innovate the operation mechanism, improve the service mode, optimize the workflow, and do a good job of organic connection of all links to ensure orderly operation.

Four. Do a good job in the activities of "serving the people first and improving quality". In 20xx, the Bank will continue to strictly abide by the regulations of higher authorities on quality and civilized service, and comprehensively carry out the activity of "striving for excellence and serving the people" and implement it. In view of the actual situation, we will assign special personnel to supervise the civilized service of all outlets within our jurisdiction through unannounced visits to outlets on Saturday and Sunday, promptly remind the existing problems, and urge the employees of the whole bank to enhance their service awareness, change their service concepts and strengthen their service measures.

5. Do a good job in personnel and labor management. First, strengthen attendance management, standardize attendance system, implement monthly attendance report on time, and further improve the management of leave system while strictly implementing the attendance responsibility system. The second is to strengthen labor management, build harmonious and stable labor relations, strictly manage posts, and further improve the standardized level of labor relations management.

Do a good job of security with intransitive verbs. Due to the particularity of the financial industry, all branches should organize employees to regularly conduct drills on power failure and emergency paralysis of computer equipment to effectively ensure the normal development of business; The accounting supervisor regularly checks the installed security equipment every day, strengthens the training of security personnel, and improves their business knowledge and professional quality.

Article 2 Sample of working ideas of bank outlets

In 20xx, various business indicators of the Bank developed rapidly, employees' minds were stable, the internal control system was gradually improved, and all business work reached the historical level. In the next 20xx years, facing the new opportunities and challenges after the listing of xx Bank, under the correct leadership of the Party Committee of the superior bank, our sub-branch will continue to comprehensively promote the transformation of business model and growth mode, improve operating efficiency, optimize business structure, improve internal control mechanism, enhance comprehensive competitiveness, profitability and risk prevention and control capabilities, consolidate business foundation and achieve sustainable development, mainly in the following aspects:

First, actively take measures to stabilize existing customers and business resources. Stabilize the bank's loans, actively seek a way out for the abundant funds of enterprises, make a comprehensive, objective and feasible investment and financial management plan for enterprises on the basis of making up for the losses caused by the return of loans by issuing bank acceptance bills, guide the capital flow of enterprises, and strive to ensure and seek the operating interests of the bank to the maximum extent.

Second, pay close attention to the situation and strive for enterprise annuity custody business. Continue to pay attention to the business development of the enterprise, report the progress of xx Group annuity business to the municipal branch in time, fully cooperate with the municipal branch to carry out the marketing of xx Group annuity business, and strive to successfully handle the enterprise annuity business of the Bank during the year.

Third, visit sales outlets to increase the total amount of funds returned to banks. The sales network of Xx Group is all over the country, and the annual sales of chemical fertilizer is nearly 100 million yuan. Therefore, accelerating the withdrawal amount and speed of sales funds has become the top priority of our company's deposit work. Next year, our sub-branch will visit large-scale sales branches in Henan, Hebei and Shandong 19 together with relevant heads of group companies, so as to unblock the channels for withdrawing sales funds from the above branches, fundamentally solve the problem of withdrawing funds from our bank, increase the total corporate deposits of our bank, reduce financing costs and improve operating profits.

Four, strengthen the management of syndicated loans, prevent and resolve financing risks. Continue to organize relevant professionals to conduct special study and research on syndicated loan business, improve business management processes and operation methods, strengthen information communication with enterprises and participating banks, establish and improve information communication mechanism and risk early warning system, and effectively prevent and resolve financing risks.

Fifth, adjust the business structure and build a new pattern of diversified operation. Strive to increase the proportion of non-credit profitable assets. Actively cultivate customers' financing needs in accordance with the principle of controllable risks and positive stability. Highlight the adjustment of debt structure, minimize operating costs and improve capital efficiency. Adjust the income structure, vigorously develop intermediary business, establish the linkage effect of intermediary business, asset business and liability business, make use of our diversified business varieties and high-quality and efficient services, increase the marketing efforts to high-quality customers, strive for market share and improve operating efficiency.

Six, fully promote the development of personal financial business.

According to the development requirements of changing the business model and optimizing the business benefit structure, the focus and center of the work is to fully promote the development and growth of personal financial business: first, establish a "big money" pattern, focus on promoting low-cost deposits, expand and enrich personal financial business, and increase its proportion in the bank's operating benefits; Second, accelerate the development of personal wealth management business, consolidate and expand the high-end and high-quality individual customer base, and steadily increase the income of intermediary business; Third, attach importance to and vigorously carry out personal assets business and take effective measures to make its business scale reach a considerable level and have a preliminary development foundation.

Seven, strengthen the construction of staff, and comprehensively improve the comprehensive quality of employees in the * department. Strengthen job rotation, improve personnel training and job rotation training mechanism, explore more flexible and effective education and learning methods in combination with the new situation and new tasks of the bank's share reform, and effectively carry out various education, learning and training activities, so as to significantly improve the overall personal quality and ideological status of employees in the bank, fully enhance their work enthusiasm and improve their work enthusiasm. Promote the faster and better development of bank management and business work, and adapt to the new requirements of posts under the situation of bank shareholding system reform.

Eight, the construction of internal control culture, strengthen internal control management.

Starting from the four aspects of internal control management: learning, reform, investigation and teaching, we stress methods and seek practical results, and constantly intensify efforts to carry out various internal control management work and case prevention activities in depth: First, "learning". Pay close attention to the internal control management learning activities of employees of the whole bank. Take internal control related documents, leadership speeches and meeting spirit, rules and regulations, management measures, etc. As the main study content, we should conduct collective study once a week and concentrated study once every two months to ensure the learning effect; The second is "change". Further actively find loopholes, analyze the reasons, formulate rectification plans, and conscientiously implement rectification; The third is "check". Focusing on the construction of internal control mechanism and repeated investigation of problems, we will carry out regular self-inspection activities seriously, deeply and strictly to deepen the construction of internal control mechanism; The fourth is "teaching". Strengthen the internal control management education activities for employees, so that employees can constantly establish a correct concept of internal control and form a sense of internal control in place, thus deepening the construction of internal control culture.

Article 3 Sample of working ideas of bank outlets

First, improve the level of internal management and strengthen the construction of corporate culture.

1. Strengthen internal control management. The staff in all positions of the Bank are basically in place, so it is necessary to strictly implement the supervision and implementation of various rules and regulations, implement a management system of grasping the first level and implementing the first level, and assigning responsibility to people, strictly control the risks in all business links, strengthen the implementation of the system, further enhance employees' awareness of risk prevention, and ensure that the comprehensive evaluation of internal control throughout the year maintains the goal of being a first-class bank.

2. Improve service quality. Compared with peers, the service quality of our employees does have a certain gap, which is mainly manifested in the blunt service attitude and lack of initiative and professional level. To this end, we will strengthen evaluation and supervision, training and learning. Employees who have been repeatedly evaluated by customers for their poor service attitude will be listed as the object of stopping the renewal of the labor contract when it expires.

3. Strengthen and improve the assessment and incentive mechanism to enhance the enthusiasm and coordination of employees. By subdividing the market, highlighting the key points of business development, formulating specific work objectives and task plans, making full use of the powerful platform of performance pay assessment scheme, further increasing the intensity of rewards and punishments, praising the advanced and encouraging the backward, forming a good atmosphere of doing their own jobs, doing their best and developing together, and promoting business development.

4. Enhance the vitality of enterprises and build a United and harmonious family. Give full play to the leading role of women's federations and league branches, organize collective activities to relieve stress for employees, let each employee have a practical personal work plan for the bank, listen to the voices of employees at work, effectively help employees solve difficulties, make employees happy at work, and enhance their sense of belonging to the bank.

Second, improve and strengthen service functions and accelerate business development.

We will give full play to our own advantages, rationally plan and deploy the work objectives of the customer department and business outlets by subdividing business development priorities and integrating products, continue to take the customer department as the vanguard of market expansion, strengthen and expand the service functions of outlets, form a business development model with clear objectives, coordinated division of labor, mutual support and up-and-down linkage, and comprehensively enhance the market competitiveness of the whole bank.

(1) customer department

It is necessary to strengthen communication with business outlets, subdivide the service functions of the customer department, and subdivide the post responsibilities for public groups, international groups and individual groups, and make it clear that it is necessary to expand asset business, accelerate the all-round development of debt business, intermediary business and wealth management business, and change the previous passive situation of business expansion.

(2) Business outlets

1. Standardize the service, strengthen and expand the service function of outlets, focus on expanding the debt business, personal business, intermediary business and wealth management business, focus on the person in charge of outlets, resident account managers and lobby managers, improve the VIP database, integrate products, and implement the "bundled" all-staff marketing strategy.

2. With the help of our advanced online banking and self-service equipment, we can divert low-end customers, reduce the pressure on the counter, and further optimize the service environment and customer structure.

3. Continue to strengthen the service of paying wages, and effectively promote the rapid development of the Bank's bank card business and intermediary business.

4. Strengthen the training and study of employees and improve their comprehensive professional quality. By cultivating our own teaching staff, we can create a good learning atmosphere by means of pre-class study, special training and exchange study.

Third, strengthen team building and improve overall combat effectiveness.

1, strengthen the construction of leading bodies and improve execution. The work of the leading group determines the success or failure of the whole team building. We will clearly define the division of labor, give full play to the wisdom and enthusiasm of all members, improve execution and carry out our work in a pioneering way.

2. Strengthen Party building and give play to party member's vanguard and exemplary role. Party member has a large population, but party member's vanguard and exemplary role has not been fully exerted. Give full play to party member's role in various posts, and achieve the goals of standardized operation, controllable risks, high-quality service and remarkable benefits.

3. Take the opportunity of creating a youth civilization number to fully mobilize the enthusiasm of young employees. The Youth League branch has formulated a detailed work plan, including training and learning for young employees, business competition, business promotion within the enterprise, organizing extracurricular activities for employees, etc., to guide young employees to establish correct employment concepts and professional ethics and improve the cohesion and combat effectiveness of the whole bank.