How do rural commercial banks transfer money across banks?

Rural commercial banks can transfer money across banks. Basically, all banks can transfer money across banks. It's just that different inter-bank transfer methods need to charge different fees. In addition, when rural commercial banks make inter-bank transfers, the limits of different transfer methods are different.

1. Mobile banking interbank transfer. The amount of inter-bank transfer is generally less than 50,000 yuan, which can realize real-time arrival and no handling fee;

2.ATM or counter inter-bank transfer.

3. Inter-bank transfer through online banking. The handling fee charged according to different transfer amounts is different, the amount is below 1 000 yuan, and the handling fee is 3 yuan for each transfer; The amount is between 10000-50000, and the handling fee is 5 yuan/pen; The amount is between 50,000 and 6,543,800+,and the handling fee is 8 yuan/transaction.

What should transfer users pay attention to when transferring money between banks?

1. When handling inter-bank transfer business, users can choose three arrival times according to their own conditions, namely, real-time arrival, ordinary arrival and next-day arrival. If the transfer user chooses to arrive in real time, the funds will generally arrive in real time, and there will be no delay in arrival; If the selected arrival time is ordinary arrival, then the funds will generally arrive within 2 hours; If you choose the next day, the transferred funds will not arrive until 24 hours later. In case of holidays, the transfer of funds may be delayed, subject to the actual arrival time.

2. Note that if the user makes an inter-bank transfer through ATM, it will take 24 hours for the transferred funds to arrive. In order to prevent fraud, banks make inter-bank transfers through ATM machines, and banks will handle the transfer business after 24 hours. If inter-bank transfers are made in the same province, the funds will generally arrive in 24 hours. In case of inter-provincial and inter-bank transfer, the transfer is generally successful within 2-3 working days. Due to the different time for banks to handle transfer business, the specific arrival time will be different. Select ATM transfer. If the transfer error is found within 24 hours, you can contact the bank in time to recover the transfer funds.

3. When transferring money between banks, the transfer user must fill in the payee's name and card number information carefully to avoid transfer errors. When the bank determines the transfer, it will generally prompt the transfer user to verify the information. Generally, online transfer will prompt the user to verify the bank to which the bank card belongs, and ATM transfer will verify the name of the payee. Verifying information can ensure the correctness of transmission.