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Temporary loss reporting of bank card
Oral loss reporting and written loss reporting generally take 7 days * * *, subject to formal written loss reporting. After the formal written report of loss, the oral report of loss will automatically become invalid. If there has been no written report of loss, the frozen account will be automatically deactivated after the validity period, and oral report of loss can continue.
Loss reporting fee per time 10 yuan, and card replacement fee per 5 yuan.
When reporting the loss orally, you need to check the card owner's ID number, account opening date, balance and other information, which is valid for 5 days. That is, the day of loss reporting is the first day and ends at 0: 00 am on the sixth day. For example, 18 reported the loss until 0: 00 a.m. on the 24th, and the period in between was the validity period of oral loss reporting. It will automatically "decouple" after 24 o'clock.
At this time, you need to report the loss in writing to the bank before 0: 00 on the 24th, and bring the original ID card, temporary id card valid for half a year and any one of your passport.
Debit cards of China Bank all have corresponding passbooks, which belong to one household's savings, and there is no bank card loss reporting service. If you find that your bank card is lost, you can only report the loss of your passbook.
When reporting the loss orally, you need to check the ID number, the name of the bank where you opened the account, the date of opening the account and other information. Oral loss reporting is valid for 5 days. When reporting the loss in writing, you need to bring the original ID card to fill in the application form for reporting the loss.
The loss reporting of extended information documents refers to the loss reporting behavior put forward by the owner to the relevant media or institutions within the shortest time when his documents are lost. Including official channel loss reporting and private channel loss reporting.
Official channels include state functional institutions, such as public security bureau, industrial and commercial bureau, etc. News media such as newspapers, publications or websites designated by the government. Folk channels include community broadcasting, community bulletin boards and convenience websites. What channel to choose should be decided according to the nature of the lost documents, so as to have legal effect within the effective time.
We hold many personal documents in our daily life, including ID card, residence permit, temporary residence permit, visa, passport, education certificate, real estate license, social security card, medical insurance card, credit card, driver's license, marriage certificate and so on. There are also documents held by the company as a legal person, including business license, tax registration certificate, invoice, certificate of origin, organization code certificate, bank account opening license and so on.
Once these documents are lost, it will cause different degrees of loss to the owner, so it is very important to choose the appropriate way and channel to report the loss. It is suggested that you should be calm and not panic when you lose your card. Solve it from the following aspects:
1, carefully recall the whole process of losing your card and contact your friends or colleagues who were with you at that time to find it.
2. Publish help-seeking information through social media, convenience websites and other folk channels. Maybe when you are worried about losing your certificate, maybe a card friend found your card and is looking for the owner.
3. If the above measures do not work within 2-3 working days. It is recommended to report the loss through official channels as soon as possible. Please note that your lost card will automatically become invalid after reporting the loss, and you need to apply for a new card at the relevant institution.
Baidu encyclopedia-report the loss
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